The Relationship between Savings Mobilization Techniques and Livelihood Activities of Rural Women in Borno State, Nigeria

Nuhu, H. S.; Donye, A.; Bzugu, P. M.; Ani, A. O.

doi:10.6007/ijarbss/v5-i3/1542

Cited by 3 publications

(2 citation statements)

References 17 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…This is expected since farm produce serves as a major source of farm income to rural households. The finding corroborated Nuhu, Bzugu and Kwajaffa [7] who posited that income viability of farm families had positive influence on their saving potentials. Non-farm income is statistically significant in the model.…”

Section: Determination Of Impact Of Socioeconomic Characteristics On Savings and Capital Accumulationsupporting

confidence: 78%

“…Even though millions of women throughout the world contribute to national agricultural output and family food security, detailed studies from developing countries consistently indicate that rural women are more likely to be financially constrained than men of equivalent socioeconomic status [7]. Previous research findings on savings have dwelled more on household savings with the male heads of households as the respondents.…”

mentioning

confidence: 99%

See 1 more Smart Citation

Determinants of Savings and Capital Accumulation among Rural Women Farmers in Ganye Local Government Area of Adamawa State, Nigeria

2019

WJASS

View full text Add to dashboard Cite

Agriculture is an engine of growth and poverty reduction in countries where it is the main occupation of the poor but the sector is underperforming in many developing countries, in part because women, who represent a crucial resource in agriculture and the rural economy through their roles as farmers, laborer's and entrepreneurs, almost everywhere face more severe constraints than men in access to productive resources. Women make essential contributions to the agricultural and rural economies. Women farmers represent more than a quarter of the World's population and comprise about 43 per cent of the agricultural labor force in developing countries. Food and Agricultural Organization [1] estimates that if women globally had the same access to productive resources as men, they could increase the yields on their farms by 20-30 per cent thereby increasing incomes and decreasing hunger. Studies show that resources controlled by women are more likely to be used to improve household food consumption and welfare, reduce child malnutrition, and increase the overall well-being of the family. In developing countries, Nigeria in particular, Women play vital roles in food production, processing and marketing; producing about 60-80 percent of food in the country [2,3] and contributing about 60-80 percent of agricultural labor force [2]. Egwu and Nwibo [4] reported that rural woman spends most of their income immediately on household needs and often have to make up deficiencies of what their husbands provided for them.Women also use their income to meet a variety of household and personal expenses and thus will be left with little or nothing to save.Even though millions of women throughout the world contribute to national agricultural output and family food security, detailed studies from developing countries consistently indicate that rural

show abstract

Section: Determination Of Impact Of Socioeconomic Characteristics On Savings and Capital Accumulationsupporting

confidence: 78%

mentioning

confidence: 99%

Determinants of Savings and Capital Accumulation among Rural Women Farmers in Ganye Local Government Area of Adamawa State, Nigeria

2019

WJASS

View full text Add to dashboard Cite

show abstract

Savings of Small Farms: Their Magnitude, Determinants and Role in Sustainable Development. Example of Poland

2020

View full text Add to dashboard Cite

Savings are a catalyst for capital creation and are the driving force behind economic growth and development. The degree of development achieved by farms will largely depend on their ability to accumulate income and their way of spending. The aim of the article is to determine the savings-generating potential of small farms in Poland and the impact of savings on their sustainable development. In this article, firstly, the literature on savings in small farms and their role in sustainable development is synthesized. Secondly, presents empirical research that was conducted considering the economic and social characteristics of 1485 small farms to help understand saving behaviors in the chosen context. The research material consisted of data on entities participating in the Polish Farm Accountancy Data Network (FADN) in 2017. The factors influencing the generation of savings were identified using the logit regression model. The results of the research indicate great diversity in the scale of savings generated by small farms in Poland. Moreover, the study showed that 4 out of 21 variables characterizing small farms were significant, with a good fit of the model as evidenced by the model quality assessment measures used (coefficient R2countand ROC curve). It was found that two variables, namely area of farmland and gross value added, each had a statistically significant positive influence on the probability of generating higher savings by small farms in Poland. On the other hand, the possession of liabilities and gross investment each had a statistically significant negative influence on the accumulation of higher savings. The research reveals some limitations that may hinder the mobilization of savings by small farms and thus affect their sustainable development. Therefore, as recommendations, we present measures that can increase savings by small farms in Poland.

show abstract

Female Entrepreneurship in Africa

Ncube

Chirisa

2019

Handbook of Research on Women in Management and the Global Labor Market

View full text Add to dashboard Cite

This chapter explores how female entrepreneurship is a growing phenomenon in Africa. Particularly, the chapter critically examines the use of the instrument of rotating savings and credit associations (ROSCAs) in as far as it has influenced business growth and social mobility across the region. The implications are that, largely, it is an instrument that gives agency towards achieving gender parity at business and household levels, respectively. In trying to answer pertinent questions, the study engages country-based case studies. The countries used include Botswana, South Africa, Egypt, Ethiopia, Sudan, Kenya, Ethiopia, Nigeria, and Cameroon. These have been chosen because of their differential demographic, political economies, ideological, and religious foundations. Some have experienced serious and tectonic macro-economic challenges which may have worked to cement or to destroy efforts in building female entrepreneurship let alone the utility of ROSCAs as a tool towards business stability and wealth building.

show abstract

The Relationship between Savings Mobilization Techniques and Livelihood Activities of Rural Women in Borno State, Nigeria

Cited by 3 publications

References 17 publications

Determinants of Savings and Capital Accumulation among Rural Women Farmers in Ganye Local Government Area of Adamawa State, Nigeria

Determinants of Savings and Capital Accumulation among Rural Women Farmers in Ganye Local Government Area of Adamawa State, Nigeria

Savings of Small Farms: Their Magnitude, Determinants and Role in Sustainable Development. Example of Poland

Female Entrepreneurship in Africa

Contact Info

Product

Resources

About