The relationship between receiving phishing attempt and identity theft victimization in South Korea

Paek, Seung Yeop; Nalla, Mahesh K.

doi:10.1016/j.ijlcj.2015.02.003

Cited by 21 publications

(12 citation statements)

References 21 publications

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“…There is therefore a need to pick identity theft earlier as Albrecht; Albrecht & Tzafrir 2011found that if identity theft is detected before time, consumers can guard themselves from the immense and tricky costs of identity theft. Paek & Nalla (2015) in Korea their results propose that education level, routine online activities and fright of identity theft victimization are positively associated with identity theft persecution. Concurring to the above it was found that certain routine activities openly influence the possibility of encountering identity theft (Reyns & Henson, 2015).…”

Section: Theoretical Frameworkmentioning

confidence: 90%

Plastic Money and Electronic Banking Services Espousal vis-a-viz Financial Identity Theft Fraud Risk Awareness in a Developing Country

Dzomira

2017

JEBS

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Exploitation of plastic money coupled with electronic banking services has come as expediency to financial establishment customers in Zimbabwe. This paper sought to analyze plastic money and electronic banking services espousal vis-a-viz financial identity theft fraud risk awareness in Zimbabwe banking sector via banksâ€™ websites. The theoretical underpinning for this study is Routine Activity Theory. The study used qualitative content analysis research technique for examination of the text content data through the consistent taxonomy process of coding and classifying themes or patterns to submit a painstaking considerate of financial identity theft fraud awareness by the banking sector in Zimbabwe. A sample size of 14 banks (including commercial, merchant and building societies) was used and the banks were arbitrarily chosen on the basis of website accessibility and ease of use of the data. The study findings suggest that there is very little financial identity theft awareness in Zimbabwe by the banking sector through their websites to the general public whilst there is amplified adoption of plastic money and electronic banking adoption. This study proposes a need to amplify the information and inform plastic card and electronic banking customers of the types of financial identity theft fraud. Plastic card and electronic banking is an urgent area to focus on for banking institutions and should inexorably capitalize in it. Financial identity theft information should be easily retrievable and conveyed in a manner that makes reasonableness to the varied customers.

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Section: Theoretical Frameworkmentioning

confidence: 90%

Plastic Money and Electronic Banking Services Espousal vis-a-viz Financial Identity Theft Fraud Risk Awareness in a Developing Country

Dzomira

2017

JEBS

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“…Previous research has indicated that various demographic indicators have a significant impact on online fraud victimization. Age (Pratt et al, 2010;Ngo and Paternoster, 2011;van Wilsem, 2011;Leukfeldt and Yar, 2016), gender (Holtfreter et al, 2008;Garg and Nilizadeh, 2013;Holt, 2013;Choi, Choo, and Sung, 2016), marital status (Pratt et al, 2010), educational level (Pratt et al, 2010;van Wilsem, 2011van Wilsem, , 2013avan Wilsem, , 2013bPaek and Nalla, 2015), were correlates of online fraud victimization. Annual household income was also associated with an increased risk of victimization.…”

Section: Online Fraud Victimizationmentioning

confidence: 99%

“…Annual household income was also associated with an increased risk of victimization. Empirical evidence suggested that Internet users' with higher annual household income were more likely to be a victim of cybercrime (Pratt et al, 2010;van Wilsem, 2011van Wilsem, , 2013avan Wilsem, , 2013bPaek and Nalla, 2015). Additionally, Schoepfer and Piquero (2009) found that age was a negative predictor of credit card fraud, which means that young people are at the increased risk of being the victim of credit card fraud.…”

Section: Online Fraud Victimizationmentioning

confidence: 99%

Çevri̇mi̇çi̇ Banka Karti Dolandiriciliği: Ri̇sk Faktörleri̇ni̇ Anlamada Ruti̇n Akti̇vi̇teler Yaklaşimi

Akdemir¹,

Yenal

2020

Güvenlik Bilimleri Dergisi

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Banking cards, including credit cards, debit card, prepaid debit cards and ATM cards, have become the primary payment method in online transactions. However, this popularity boosted the Card-not-present (CNP) fraud victimization. Despite numerous studies exploring technological solutions to prevent CNP fraud, there is a shortage of theoretically informed research exploring the online lifestyle correlates of CNP. This study, which utilizes the dataset of Crime Survey for England and Wales 2014/2015, addresses this gap in the literature. Routine Activities Theory was used as the theoretical and conceptual framework in this present study. Bivariate and multivariate analyses results suggested that home users' online lifestyle increases the risk of becoming a victim of CNP fraud. Buying goods or services, accessing online government services and online communication (email/instant messaging and chat rooms) emerged as risk factors. Illustrating the impact of technological vulnerabilities (mobile phones and public access computers) on the risk of CNP fraud victimization was another novel contribution of this study. Additionally, personal guardianship measures, using complex passwords and different passwords, emerged as predictors of victimization. These results provide valuable implications for situational crime prevention efforts. Practical and theoretical implications of this study are further discussed.

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“…Since the results of previous cybercrime studies indicated the impact of demographic characteristics on the risk of becoming a victim of cybercrime (Choi et al, 2016;Paek and Nalla, 2015;van Wilsem, 2013a), a quota sampling strategy was adapted to obtain a demographically balanced sample.…”

Section: Datamentioning

confidence: 99%

Exploring the human factor in cyber-enabled and cyber-dependent crime victimisation: a lifestyle routine activities approach

Akdemir

Lawless

2020

INTR

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PurposeThe purpose of this study was to explore human factors as the possible facilitator of cyber-dependent (hacking and malware infection) and cyber-enabled (phishing) crimes victimisation and to test the applicability of lifestyle routine activities theory (LRAT) to cybercrime victimisation.Design/methodology/approachA mixed methods research paradigm was applied to address the research questions and aims. The data set of Crime Survey of England and Wales (CSEW) 2014/2015 and 42 semi-structured interviews conducted with victims of cybercrime and non-victim control group participants were analysed via binary logistic regression and content analyses methods.FindingsThis research illustrated that Internet users facilitated their victimisation through their online activities. Additionally, using insecure Internet connections and public access computers emerged as risk factors for both cyber-enabled and cyber-dependent crime victimisation. Voluntary and involuntary personal information disclosure through social networking sites and online advertisement websites increased the likelihood of being a target of phishing. Deviant online activities such as free streaming or peer-to-peer sharing emerged to increase the risk of cyber-dependent crime victimisation.Research limitations/implicationsThe binary logistic regression analysis results suggested LRAT as a more suitable theoretical framework for cyber-dependent crime victimisation. Future research may test this result with models including more macro variables.Practical implicationsPolicymakers may consider implementing regulations regarding limiting the type of information required to login to free Wi-Fi connections. Checking trust signs and green padlocks may be effective safeguarding measures to lessen the adverse impacts of impulsive buying.Originality/valueThis study empirically illustrated that, besides individual-level factors, macro-level factors such as electronic devices being utilised to access the Internet and data breaches of large companies also increased the likelihood of becoming the victim of cyber-enabled and cyber-dependent crime.

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The relationship between receiving phishing attempt and identity theft victimization in South Korea

Cited by 21 publications

References 21 publications

Plastic Money and Electronic Banking Services Espousal vis-a-viz Financial Identity Theft Fraud Risk Awareness in a Developing Country

Plastic Money and Electronic Banking Services Espousal vis-a-viz Financial Identity Theft Fraud Risk Awareness in a Developing Country

Çevri̇mi̇çi̇ Banka Karti Dolandiriciliği: Ri̇sk Faktörleri̇ni̇ Anlamada Ruti̇n Akti̇vi̇teler Yaklaşimi

Exploring the human factor in cyber-enabled and cyber-dependent crime victimisation: a lifestyle routine activities approach

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