Water-jet technology has been used extensively for decades industrially for many applications including mining, plastic, metal, stone, wood, and produce cutting. The use of water-jet in medical applications has been developed more recently and it is used for different applications such as soft tissue resection, bone cutting, wound debridement, and surgery. In this paper, a new application of water-jet technology in the medical field is proposed, namely water-jet cutting at the tip of a needle with a long-term goal of steerable needles. A needle insertion system is designed and built, which has a custom-designed water-jet nozzle attached to a Nitinol needle as its "needle". Insertions with and without water-jet into 10%, 15% and 20% Poly (styrene-b-ethylene-co-butylene-bstyrene) triblock copolymer (SEBS) tissue-mimicking simulants are performed and the associated force data is measured using a force sensor at the base of the needle. The results of force vs. displacement show that the water-jet reduces the insertion force associated with traditional needles by eliminating tip forces. In this paper, a custom-designed straight nozzle is used to show the feasibility of water-jet steerable needles, whereas future work will focus on steerability using steerable nozzles. Depth of cut as a function of fluid velocity is also measured for different volumetric flow rates. The results show that depth of cut is a linear function of fluid velocity when the width of the water-jet nozzle is sufficiently small and smooth.