“…Three types of bank deposit insurance systems were singled out: the American one, which is based on the experience of the United States and involves the creation of a particular state or state-controlled body, the financing of which is carried out jointly by the state and banks, the German (European) system, which assumes that the state has no direct relation to insurance, there are no funds and insurance is carried out, as a rule, through nationwide banking associations, mixed, when the insurance system contains elements of both the systems mentioned above. On the one http://dx.doi.org/10.21511/bbs.17 (4).2022.09 hand, Tkachenko (2014) studied the international practice of building deposit insurance systems on the example of countries such as the USA, India, Japan, Great Britain, France, Germany, Poland, Spain, Lebanon, the Philippines, as well as the level of the European Union. On the other hand, Danylenko (2017) and Kuznichenko et al (2021), exploring the macroprudential aspect of the evolution of the deposit guarantee system in Ukraine to global standards, concluded that the deposit guarantee system in Ukraine is currently transforming due to the lessons of the crisis and the movement towards European standards.…”