The Potential of Designing a Digital Payment Framework for Philippine HEIs

Cendana, Desiree I.; Palaoag, Thelma D.

doi:10.1088/1757-899x/803/1/012045

Cited by 2 publications

(2 citation statements)

References 8 publications

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“…Malaysia ranks sixth with three universities (i.e., Tunku Abdul Rahman University, Multimedia University, and UCSI University). China occupies seventh position and is offered by four universities (i.e., According to Table 8, the University of Granada (Spain) published the greatest number of publications (23) in our area of research. An analysis of the number of papers per country shows that European and Asian countries have more research on electronic and mobile payment systems.…”

Section: Principal Countries and Affiliations Authorsmentioning

confidence: 99%

“…This has derived from intensive research in the field of EPS and MPS. Indeed, several publications can be identified in the academic literature related to different issues regarding EPS and MPS [2][3][4][10][11][12][13][14][15][16][17][18][19][20][21][22][23]. Namely, some research works have focused on specific issues such as PI [20], TAM [18], PF [15,18,19], and user preferences and acceptance [2,[24][25][26].…”

Section: Introductionmentioning

confidence: 99%

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Research in Electronic and Mobile Payment Systems: A Bibliometric Analysis

2022

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Electronic (mobile) payment systems are an important aspect of e-commerce. However, few reviews highlight the most significant findings and challenges. In this article, we have prepared a bibliometric analysis to provide a statistical overview of previously published research papers on electronic (mobile) payment systems and user preferences, with a particular emphasis on their diverse techniques and analyses, as well as comprehensive and reliable directions to reveal evolutionary nuances and highlighting emerging areas in this specific research. This study reviewed 177 scientific papers published between 2001 and November 2021 in the Web of Science (WoS) database on the subjects of electronic payment systems (EPS) and mobile payment systems (MPS), payment interface (PI), technology acceptance model (TAM), payment frameworks (PF), and user preferences (UP). The amount of studies using the abovementioned topics (EPS, MPS, TAM, PF, and UP) increases annually. Spain, China, and Malaysia are the three main countries that actively participate, and their international academic partnership is relatively close. We have compiled a list of the most relevant publications, prolific authors, institutions, and leading research topics. The articles were used to evaluate bibliometric indicators, analyze research activity, investigate the subject’s evolution, and identify the most interconnected themes. The findings provide a comprehensive overview of existing thematic studies, with a notable rising trend showing the potential for future research in the field. The study provides a guideline for further research.

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Section: Principal Countries and Affiliations Authorsmentioning

confidence: 99%

Section: Introductionmentioning

confidence: 99%

Research in Electronic and Mobile Payment Systems: A Bibliometric Analysis

2022

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Payment Scheme’s Effectiveness Among Selected Private Higher Education Institutions in National Capital Region: Basis for Developing Strategic Policy

Argarin Lastrollo,

A. Sario

2023

SIBATIK

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The COVID-19 pandemic boosted the utilization of online payment schemes or methods, which has been proven very beneficial. It kept the economy running as well as school operations. In particular, Higher Education Institutions (HEIs) adopted online payment transactions to allow students to proceed with enrollment. Yet, this abrupt change directly affected the students and parents especially on the use of online payment procedures in paying tuition fees. In this study, the researcher aimed to assess the effectiveness of online payment methods based on the following criteria: cost-efficient, safety, ease of use and speed. Also, the researcher wanted to investigate if there was a significant difference between the profile of the respondents and the effectiveness of online payment methods. Using cluster sampling, 1,050 students and 1,050 parents from selected cities in National Capital Region (NCR) namely, Manila City, Quezon City, and Taguig City, were recruited. Based on the results, the profile composition of parent respondents was, they were between 41 to 50 years of age, all females, with family monthly income of P30,001 to P45,000 and P45,000 to P60,000, college graduates, and preferred to use credit card and debit card. Furthermore, student respondents were mostly at the age of 19 to 20 years old, all females, in 4th year college, and preferred to use credit card and mobile payments. As to the assessment of online payment methods, most of the respondents perceived the online payment methods in terms of cost-efficiency, safety, and ease of use to be very effective. As to the challenges and issues experienced by students and parents on online payment methods, the following were identified: unfamiliarity, disorientation, difficulty in validation and problems with online applications. As to finding the significant difference between the age of respondents and the effectiveness of online payment methods, a significant difference between age groups and cost efficient, safety, ease of use, and speed was posited. As to finding the significant difference between sex of respondents and the effectiveness of online payment method, results revealed that there was a significant difference between sex and cost efficient, ease of use and speed. However, no significant difference was found between sex and safety. This study recommends that school administrators should provide orientation to new and old students regarding the use of online payment methods. They should make online tutorials on downloading and use of online applications available since it is critical for the student and parents to adapt online payment methods. The accounting and cashier should have a clear, simple and easy to follow procedure for online payment transaction. It is highly suggested also that the accounting office lessens the days of validating the payment made by the students and they must have a system for it. The school should promote online payment transaction as it saves them resources from filing payment receipts and using facilities. In addition, the social distancing should be encouraged to avoid the spread of COVID-19 virus. This study has significant implications on the management system implemented by the higher education institution.

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The Potential of Designing a Digital Payment Framework for Philippine HEIs

Cited by 2 publications

References 8 publications

Research in Electronic and Mobile Payment Systems: A Bibliometric Analysis

Research in Electronic and Mobile Payment Systems: A Bibliometric Analysis

Payment Scheme’s Effectiveness Among Selected Private Higher Education Institutions in National Capital Region: Basis for Developing Strategic Policy

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