A comparison is made of the magnetic, electrical and thermo-electric properties of alloys in the two systems, and the lattice spacings, optical properties, electronic specific heat, and x-ray spectroscopy of the nickel-copper alloys are also considered Palladium-silver alloys show the behaviour expected of them on the band theory of metals, but nickel-copper alloys show well-marked and consistent deviations. It is concluded that unoccupied d-electron levels exist in the copper-rich alloys, whereas such levels do not exist in the silver-rich palladium-silver alloys From theoretical considerations it seems unlikely that the unoccupied levels form part of a collective d-band, and alternative models are discussed That the two systems differ so markedly IS surprising, but a tentative explanation of the differences is sought in the differing proportions of the atomic volume occupied by the ions in copper and in silver