The Nexus of Competition Freedom and the Efficiency of Microfinance Institutions

Hussain, Hafezali Iqbal; Law,; Kot, Sebastian; Kamarudin, Fakarudin; Mun, Wong Che

doi:10.7441/joc.2020.02.05

Cited by 28 publications

(41 citation statements)

References 27 publications

(42 reference statements)

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“…In conclusion, the results in Panel I (all years) show that the MFIs from all countries over the years are more focused on financial efficiency to maximize the profit rather than reaching out the poorest of the poor citizens since the average and rank average of financial are higher than social efficiency under both parametric and non-parametric tests. This result is consistent with the studies that conducted by Hussain et al (2020), Zainal et al (2019Zainal et al ( , 2020, Widiarto and Emrouznejad (2015) and Lebovics et al (2016). This result shows that MFIs are more concern on pursuing financial stability to ensure they can meet the social needs by granting more loans to the poor consumers with the profit of MFIs to enhance the social efficiency.…”

Section: Social and Financial Efficiencies Of Mfissupporting

confidence: 91%

“…Numerous of studies stated the MFIs role is focusing on the social performance by alleviating the poverty via assisting the poor people by providing them a platform for the financial service since they are not entitled or do not have access to deal with the financial institutions (Rauf & Mahmood, 2009). Hussain et al (2020) examine the MFIs social and financial efficiency with the impact of the competition freedom in Cambodia, Malaysia, Indonesia, Thailand and Philippines over the years from 2011 to 2017. The findings conclude that the overall social efficiency of MFIs is significantly less efficient than financial efficiency except for the MFIs in Thailand.…”

Section: Literature Reviewsmentioning

confidence: 99%

“…Step-wise multiple regression analysis is adopted in the second stage to avoid the problem of multicollinearity (Hussain et al, 2019(Hussain et al, , 2020. Moreover, the log-linear form is performed to reduce simultaneity bias and improve the goodness of fit.…”

Section: Multiple Panel Regression In 2 Nd Stage Analysismentioning

confidence: 99%

See 2 more Smart Citations

Impact of Rule of Law and Government Size to the Microfinance Efficiency

Hussain¹,

Kot

Kamarudin

et al. 2020

Economic Research-Ekonomska Istraživanja

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Section: Social and Financial Efficiencies Of Mfissupporting

confidence: 91%

Section: Literature Reviewsmentioning

confidence: 99%

See 1 more Smart Citation

Impact of Rule of Law and Government Size to the Microfinance Efficiency

Hussain¹,

Kot

Kamarudin

et al. 2020

Economic Research-Ekonomska Istraživanja

Self Cite

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“…ey considered the IOV for the transport context with four different dimensions, namely, general information of the vehicle, safety information of the vehicle, motion control of individuals, and motion control of a group [36]. Similarly, a study conducted by Händel, Ohlsson, Ohlsson, Skog, and Nygren [37] suggested to include the smart-phone technology to automate the vehicle for traffic monitoring as well as for insurance purpose usage to measure the Internet of the vehicle concept.…”

Section: Concern For the Internet Of Vehicle Information Privacy (Cfiovip)mentioning

confidence: 99%

Governance in the Internet of Vehicles (IoV) Context: Examination of Information Privacy, Transport Anxiety, Intention, and Usage

Hussain¹,

Kamarudin

Sanusi

et al. 2021

Journal of Advanced Transportation

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This study examines the validity and acceptability of concern for information privacy with the Internet of vehicle context. For this purpose, the exploratory and confirmatory analysis processes were performed for testing the validity of concern for the Internet of vehicle information privacy. A total number of 357 responses were received online which were complete in all respects from college and university students studying information system course at undergraduate and graduate level. The estimated results obtained from exploratory and confirmatory factor analysis revealed that 3-dimension construct containing collection, error, and information accuracy measuring governance for Internet of vehicle information privacy (CFIOVIP) was validated through second order construction with strong goodness-of-fit estimates. The relevant factors were reliable and valid as per their internal and external validity estimates of Cronbach Alpha, average variance extracted, composite reliability, discriminant validity, and factor loading values including their fitness indices for 16 items for 3-dimension construct of CFIOVIP. The findings of the study indicate that Internet of vehicle users view secondary usage of information and unauthorised access of information as the same dimension with the title of information access for measuring CFIOVIP along with two other constructs like collection and error in information for the Internet of vehicle context. The study recommends a 2nd order CFIOVIP construct based on three dimensions, namely, collection, error, and information access, for testing the present governance of the Internet of vehicles.

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“…Notably, the global strategy has several benefits, including the competitive advantages that positively affect business performance. As business performance has major importance in getting success in the market (Addison et al, 2020;Hafiz & Sary, 2020;Hussain et al, 2020), it is essential to promote global strategy.…”

Section: Introductionmentioning

confidence: 99%

Company global competitive strategy and employee’s awareness

Urbański

2021

MMI

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In the era of industrialization, the role of company's global strategy has a significant role in surviving in a competitive environment. The global strategy has the major weapon to compete with the competitors and achieve a higher level of performance. In this direction, the awareness of global strategy among employees has key importance. However, in most companies, the level of awareness among the employees is low, which has a negative effect on the global strategy. This study aims to examine the level of awareness among employees concerning the company's global strategy. This study selected large enterprises from Poland. Data were collected from the employees of large enterprises from Poland. A cross-sectional research design was used in the present study under a quantitative research approach. In this research, first-hand data was collected from one point in time. A total of 200 questionnaires were used to collect data and distribute it to employees, of which 82 valid responses were received for data analysis. It is an important investigation that is not documented in previous studies. Particularly, large enterprises from Poland were not considered by the previous studies. This study significantly contributed to the body of knowledge. Along with the theoretical implications, the current study also has practical implications. Results of the study highlighted valuable insights for the large enterprises to enhance the company's global strategy through employee awareness. It is also evident from the results that awareness about the global strategy could promote the employee motivational level. Therefore, employees want to adopt the global strategy. Employees also highlighted that global strategy is important for brand building, innovation, and expansion to the new market. According to the employees, the major benefits of the global strategy include increasing the product quality, increasing sales, brand recognition promotion, increasing the profit, increasing the customers, gaining competitive advantage, and reducing the cost. Thus, to achieve higher performance through global strategy benefits, a company must have well planned global strategy. Therefore, the study's findings have valuable importance for the practitioners to promote large enterprises in Poland.

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The Nexus of Competition Freedom and the Efficiency of Microfinance Institutions

Cited by 28 publications

References 27 publications

Impact of Rule of Law and Government Size to the Microfinance Efficiency

Impact of Rule of Law and Government Size to the Microfinance Efficiency

Governance in the Internet of Vehicles (IoV) Context: Examination of Information Privacy, Transport Anxiety, Intention, and Usage

Company global competitive strategy and employee’s awareness

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