“…For more background seeTournay (1851),Bayley (1826),Russell and MacLachlan (1859),Byles (1874),Jenks (1893),Beutel (1938),Rogers (1995),Dylag (2010) andGeva (2011).15 Thus, the "real bills doctrine", which said bills represented "real" transactions, was essentially a norm rather than a law. "Accommodation bills" were bills that were more explicitly not "backed"; SeeRogers (1995), p. 223 ff.…”