The moderating role of gender on behavioural intention to adopt mobile banking: a Henseler's PLS-MGA and permutation approach

Yaw, Siao Pin; Tan, Garry Wei–Han; Foo, Pik Yin; Leong, Lai Ying; Ooi, Keng‐Boon

doi:10.1504/ijmc.2022.125914

Cited by 4 publications

(2 citation statements)

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“…It's particularly valuable to investigate whether these relationships differ across various subgroups, such as genders, age groups, or other demographic categories. In PLS-MGA, the focus is on examining the moderation effects of group differences on the relationships between latent variables (Chin, Lo, Razak, Pasbakhsh, & Mohamad, 2020;Yaw, Tan, Foo, Leong, & Ooi, 2022). This method was appropriate to compare the impact of DFL on DFI based on gender by considering that the instrument of variables was measured using a different scale (Hair, Risher, Sarstedt, & Ringle, 2019).…”

Section: Methodsmentioning

confidence: 99%

Digital financial literacy and digital financial inclusion: A multigroup analysis based on gender

Widyastuti,

Respati,

Mahfirah

2024

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The objective of this research is to explore the relationship between digital financial literacy (DFL) and digital financial inclusion (DFI) while considering gender differences. The study employed convenience sampling and collected primary data through a questionnaire. The analysis involved a multi-group assessment to examine how DFL influences DFI in distinct gender categories. The results reveal a noteworthy association between DFL and DFI among both females and males. Interestingly, the impact of DFL on DFI appears to be more pronounced within the female group, suggesting that enhancing digital financial literacy can be particularly beneficial for women's financial inclusion. However, it is essential to note that the disparity in the effect of DFL on DFI between the two gender groups does not reach statistical significance. This finding underscores the overall significance of DFL in advancing digital financial inclusion across all genders. These results have substantial implications for policymakers and financial institutions. The study underscores the importance of promoting digital financial literacy to improve digital financial inclusion. While the influence of DFL seems slightly stronger for females, addressing digital financial literacy comprehensively for all genders remains vital in the pursuit of inclusive financial systems. By expanding digital financial literacy initiatives and making them accessible to diverse populations, policymakers and financial institutions can contribute to more equitable financial inclusion. This research highlights the need for gender-inclusive strategies and underscores that bolstering DFL can be a pivotal step towards achieving comprehensive financial inclusion on a broader scale.

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Section: Methodsmentioning

confidence: 99%

Digital financial literacy and digital financial inclusion: A multigroup analysis based on gender

Widyastuti,

Respati,

Mahfirah

2024

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“…It also proves that gender, educational background, and age can affect the formation process of behavioral intention, and tourists of different genders may lead to different decision-making behaviors [49,50]. Yaw [51] proved that gender can affect the process of generating behavioral intention, and tourists of different genders have different behavioral effects. During ecotourism activities in national parks, the variation in demographic factors, such as gender, age, education level, and income, among tourists can influence their pro-environmental behaviors.…”

Section: Multigroup Analysis Based On Demographic Characteristicsmentioning

confidence: 95%

Formation Mechanism of Tourists’ Pro-Environmental Behavior in Wuyishan National Park, China, Based on Ecological Values

Chen,

Zhang,

Peng

et al. 2024

Forests

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The establishment of a new type of natural protected area system with national parks as the main body is an inevitable trend of current development, and it is also an important ways to build a more beautiful China. During tourist visits, the national park will promote a variety of ways to enhance the ecological values of tourists. Ecological values can strengthen tourists’ sense of identity, but their impact on tourists’ pro-environmental behavior is not discussed. Based on this, Wuyishan National Park, a world natural and cultural heritage, is selected as the case site, and the PLS-SEM analysis method is used. An empirical test was conducted on 358 valid samples collected in the field. The results show the following: (1) tourists’ ecological values and place identity can positively affect their pro-environmental behaviors; (2) place identity plays a mediating role between ecological values and tourists’ pro-environmental behavior; (3) place dependence and place identity play a chain mediating role between ecological values and tourists’ pro-environmental behavior; (4) according to the PLS-MGA test, gender and age can play a moderating role on the influence of ecological values on pro-environmental behavior. Therefore, the managers of national parks should pay attention to the cultivation of ecological values and consider tourist attraction, as well as formulating marketing strategies and other policy suggestions according to the different characteristics of tourists. The findings of this study offer both practical guidance and a theoretical underpinning for advancing ecological tourism within the framework of natural protected areas, with national parks playing a central role.

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Effects of Platform Values on Consumers’ Willingness to Continue and Subscribe to Metaverse Live-Streaming: With a Moderating Effect of Digital Literacy

Hou,

Lim,

Zhang

2023

Studies in Computational Intelligence

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The moderating role of gender on behavioural intention to adopt mobile banking: a Henseler's PLS-MGA and permutation approach

Cited by 4 publications

References 0 publications

Digital financial literacy and digital financial inclusion: A multigroup analysis based on gender

Digital financial literacy and digital financial inclusion: A multigroup analysis based on gender

Formation Mechanism of Tourists’ Pro-Environmental Behavior in Wuyishan National Park, China, Based on Ecological Values

Effects of Platform Values on Consumers’ Willingness to Continue and Subscribe to Metaverse Live-Streaming: With a Moderating Effect of Digital Literacy

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