“…According to Agarwal and Ansell [39], operational risks include product risks, process or system failures, legality and compliance issues, illegal or criminal activities, and human factors. Dumitrescu and Deselnicu [40], along with Makovická Osvaldová et al [41] and Vandličková et al [42], identify operational risks primarily as failures in production processes, systems, and services, i.e., risks resulting from business interruptions. These risks are assessments of factors affecting the production-technological process, technical failures, accidents, insufficient utilization of production capacities, low innovation rates, obsolete production equipment, product failure, as well as external risk sources, e.g., loss of suppliers, and scarcity of resources and raw materials.…”