Thin films composed of Ag nanoclusters dispersed in TiO 2 : influence of composition and thermal annealing on the microstructure and physical responses, Applied Surface Science (2015), http://dx.doi.org/10.1016/j.apsusc. 2015.08.148 This is a PDF file of an unedited manuscript that has been accepted for publication. As a service to our customers we are providing this early version of the manuscript. The manuscript will undergo copyediting, typesetting, and review of the resulting proof before it is published in its final form. Please note that during the production process errors may be discovered which could affect the content, and all legal disclaimers that apply to the journal pertain.