“…day-to-day online activities) may increase the odds of being exposed to cybercrime threats, particularly, falling trap to a phishing attack (Ngo et al , 2020; Graham and Triplett, 2016; Ghani and Ghazali, 2019). Changes in individuals’ daily routines, such as an increment of time spent online, will lead them to have a high likelihood of becoming vulnerable cybercrime victims (Kikerpill, 2020; Tharshini et al , 2022). More specifically, the aforementioned discussions are supported by the routine activity theory (RAT).…”