The Improvement of Generation Z Financial  Well-Being in Pekanbaru

Renaldo, Nicholas; Sudarno, Sudarno; Marice, Hutahuruk Br.

doi:10.9744/jmk.22.2.142-151

Cited by 42 publications

(55 citation statements)

References 20 publications

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“…Kompleksitas jenis investasi, lembaga penyedia investasi dan beragam sumber informasi perlu dicermati dengan baik agar tidak salah dalam berinvestasi (Rosdiana, 2020). Hal yang sama dikemukakan oleh (Renaldo, Sudarno, & Hutahuruk, 2020), mereka menyimpulkan bahwa generasi Z adalah generasi yang memerlukan kemandirian dan kepercayaan diri dalam melakukan investasi, sehingga tidak terjadi salah langkah yang mengakibatkan kerugian. Generasi Z membutuhkan pendidikan yang mendukung keinginan mereka berinvestasi sejak awal.…”

Section: Pendahuluanunclassified

Young Invesment 2021: Webinar Dan Training Untuk Generation Z

et al. 2022

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ABSTRAK Perkembangan teknologi digital dan kondisi pandemi COVID-19 yang melanda Indonesia membawa berbagai dampak, salah satunya adalah peluang bagi generasi Z dalam mempelajari investasi. Berdasarkan hasil penelitian generasi Z adalah jumlah terbesar yang melakukan investasi yaitu 46,75%. Kemudahan mengakses lembaga keuangan secara digital, termasuk belajar secara mandiri melalui platform digital serta pengaruh sosial media meningkatkan jumlah investor yang berasal dari generasi Z yang sudah akrab dengan teknologi. Hasil penelitian ini didukung oleh hasil survei pelaksana PKM ke SMA dan perguruan tinggi, dimana para siswa dan mahasiswa sudah melakukan investasi dengan uang saku mereka. Namun, generasi Z sebagai generasi yang masih kurang pengalaman serta secara emosional masih labil memerlukan pendampingan dan pemahaman yang baik mengenai cara berinvestasi. Tim pelaksana PKM mengadakan webinar dan pelatihan untuk memberikan pengetahuan dalam berinvestasi dan memberikan rasa percaya diri ketika mengambil keputusan dalam berinvestasi. Hasil pelaksanaan PKM menyimpulkan bahwa para peserta mempeoleh manfaat berupa bertambahnya pengetahuan dan meningkatnya kepercayaan diri serta kemandirian dalam berinvestasi, disamping itu terdapat manfaat sosial yaitu mendapat teman baru dan relasi. Kata kunci: investasi; generasi Z; Pengabdian kepada masyarakat ABSTRACTThe development of digital technology and the COVID-19 pandemic has brought various impacts to Indonesian citizens, one of which was an opportunity for generation Z to study investment. Research has shown that generation Z makes up the majority of investors today, which is 46.75%. The ease of accessing financial institutions digitally, including learning independently through digital platforms, as well as the influence of social media has increased the number of investors from generation Z who are already familiar with technology. The results of this study are supported by the results of a social community team survey on high schools and colleges, where students have invested with their pocket money. However, generation Z, as a less experienced and emotionally unstable generation, requires assistance and a good understanding of how to invest. Our social community team has been holding webinars and providing training for young investors. The participants have greatly benefited from our social community as well as increased self-confidence and independence in making investment decisions. Keywords: investment; generation Z; social community

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Young Invesment 2021: Webinar Dan Training Untuk Generation Z

et al. 2022

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“…Namun, untuk sejahtera dan bahagia merupakan kebutuhan umum untuk semua manusia. Financial well-being merupakan keadaan dimana seseorang telah mampu memenuhi kewajiban keuangan saat ini, telah memiliki investasi yang cukup untuk rencana masa depan, dan memiliki kesempatan untuk memilih dalam menikmati hidupnya (Renaldo, Sudarno, & Hutahuruk, 2020). Financial well-being suatu keadaan dimana individu merasa sehat dan bahagia secara finansial, serta merasa bebas dari rasa cemas akan kejadian buruk yang berkaitan dengan kondisi finansialnya (Chong et al, 2021).…”

Section: Pendahuluanunclassified

Remunerasi, Financial Efficacy dan Financial Well-Being

2022

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This study aims to examine and analyze the effect of remuneration and financial efficacy on financial well-being. The study used a quantitative approach and data was obtained by distributing questionnaires. Research respondents are administrative employees of state universities in Malang City. The questionnaires that were returned and declared eligible to be used as research data were 146 respondents, and then analyzed using SEM-PLS. The results showed that remuneration and financial efficacy had a positive effect on financial well-being. Financial efficacy has also succeeded in mediating the relationship between remuneration and financial well-being, although the value is relatively small. Remuneration as a form of compensation has been shown to increase financial well-being and financial efficacy contributes to strengthening this relationship. Keywords: Remuneration; Financial Efficacy; Financial Well-Being.

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“…The analysis will be done using mode. Second, the analysis of respondents 'responses which contained a discussion of the respondents' responses related to the characteristics of respondents using the ANOVA method (Hafni, Renaldo, Chandra, & Thaief, 2020;Renaldo, Sudarno, & Hutahuruk, 2020).…”

Section: Data Analysis Technique Descriptive Analysismentioning

confidence: 99%

The Determinance of the Financial Behavior Among Graduate Students in Indonesia

Nyoto¹,

Renaldo²,

Karuppannan

et al. 2021

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The lifestyle of adolescents who migrate to work and college will largely determine their future. Concerns about economic conditions can cause problems with their behavior. This research has aimed to explore the most influential factors on Financial Behavior among graduate students in Indonesia. The Primary data collected by distributing questionnaires using a Likert scale. There are 239 samples have collected based on the combination of purposive and convenience sampling methods. The study used descriptive statistical techniques and path analysis techniques for data analysis. Based on path analysis results, study findings indicate that there is a significant influence of financial knowledge on financial self-efficacy; financial self-efficacy and financial knowledge on financial behavior; financial attitude and financial self-efficacy on financial behavior but there is no significant influence of financial knowledge on financial behavior. The study results also showed that adolescent habits are still not good but can be improved through education such as character education and achievement of a better motivation to deal with economic problems. The study recommended that the good habits can be passed on to friends of his age, especially adolescents so they can have a good future. JEL Classification Codes: F36, G02, A23.

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The Improvement of Generation Z Financial Well-Being in Pekanbaru

Cited by 42 publications

References 20 publications

Young Invesment 2021: Webinar Dan Training Untuk Generation Z

Young Invesment 2021: Webinar Dan Training Untuk Generation Z

Remunerasi, Financial Efficacy dan Financial Well-Being

The Determinance of the Financial Behavior Among Graduate Students in Indonesia

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