The Impact of the Coronavirus (COVID-19) Pandemic on the Profitability of Islamic and Conventional Banks (Comparative Study)

Enhancing cyber governance in Islamic banks: The influence of artificial intelligence and the moderating effect of Covid-19 pandemic

“…The Covid-19 pandemic has certainly had significant implications on many aspects of our lives (Alsyouf et al, 2021;Alsyouf et al, 2022a;Saad et al, 2022), including the application of CG and the role of AI in this process. On the one hand, the pandemic has highlighted the importance of cybersecurity (Agbodoh-Falschau, & Ravaonorohanta, 2023; Berkman, Jona, Lee, Soderstrom, 2018), as many people have shifted to remote work and online communication, making them more vulnerable to cyber-attacks (Lutfi et al, 2022e;Zakarneh et al, 2022). This has led to an increased focus on CG and the need for effective measures to prevent and respond to cyber threats (Apruzzese et al, 2018).…”

“…Furthermore, The Covid-19 pandemic has had a significant impact on the banking sector, including the way in which AI is applied to cyber governance (Zakarneh et al, 2022). The pandemic has led to an acceleration of digital transformation in the banking sector, with many customers turning to online banking and other digital services (Qushtom et al, 2023).…”

“…Additionally, providing the necessary storage devices and materials for these programs is often costly and risky (Kitsios et al, 2021;Zaitoun & Alqudah, 2020). Furthermore, these banks are having difficulty understanding the true impact of AI on the effective application of CG, as well as the impact of the Covid-19 pandemic on the relationship between AI and the effective application of CG in Jordanian Islamic banks (Zakarneh et al, 2022).…”

“…However, the significance of the present study arises from the originality of the topic of AI and the effective application of CG in light of the implications of the Covid-19 Pandemic in Jordan. The idea of the present study was reached due to the benefits delivered by adopting in different areas, which promotes access to financial/non-financial data or information from anywhere and at any time and helps it to readily keep pace with developments and updates in international standards (Zakarneh et al, 2022). Besides, CG is linked to the basic elements and principles of governance, which are transparency, justice, accountability, and combating corruption (Mutamimah & Saputrim, 2023;Al-Bar & Al-Marhabi, 2018;Suresh et al, 2022).…”

La rentabilidad antes y durante la covid-19, en una empresa comercial registrada en la BVL, períodos: del 2018 al 2021

“…A nivel mundial, las empresas se han visto impactadas por la crisis económica producida por el coronavirus, teniendo al margen de rentabilidad como el indicador más afectado de manera negativa (Zakarneh et al, 2022); este escenario imprevisto, evidenció que la mayoría de las empresas carecen de planificación y capacidad financiera para obtener utilidades, problemática que se incrementó debido a la limitación de sus compras, de las ventas de productos y materia prima y el desarrollo limitado de sus actividades (Veliz Arias y Quichimbo Oña, 2021).…”