The Impact of Fintech and Financial Literacy on MSME Development through Access to Finance

Abstract

Micro, Small and Medium Enterprises (MSMEs) are the backbone and driving force of economic growth, the development of Technology is a new opportunity in the development of financial technology, but to be able to achieve the full benefits of Fintech, financial literacy to achieve financial access is a critical aspect that cannot be ignored. Researchers reviewed articles related to economics, accounting, management and finance indexed by Scopus and Sinta. Researchers realize that it is very important to analyze and reflect to develop research on Fintech and Financial Literacy on MSME Development. This research uses a literature study or literature review method. Based on the results of the study, it shows that the existence of fintech and financial literacy through financial access can affect the development of MSMEs