“…first-time freshmen mainly graduated in the late terms (8 th to 12 th ) while new transfers mainly graduated in the early terms (4 th to 8 th ). Evidence suggests that students who transferred to other institutions have lower degree completion rates than students who began and complet-ed their tenure at the same institutions (Alfonso, 2006;Davis, 2012;Dennis, Calvillo, and Gonzalez, 2008;Handel & Williams, 2013;Laanan, 2001;Li, 2010;Monaghan & Attewell, 2015;Peter, Cataldi, & Carroll, 2005). Credit loss, remediation enrollment, and lack of major prerequisites have been identified as mechanisms that influence transfer students' pathways to degree completion (Attewell, Heil, & Reisel, 2012;Bailey, Jaggars, & Jenkins, 2015;Scott-Clayton, Crosta, & Belffield, 2014).…”