Subject to hypotheses based on the matroid structure theory of Geelen, Gerards, and Whittle, we completely characterize the highly connected members of the class of golden-mean matroids and several other closely related classes of quaternary matroids. This leads to a determination of the eventual extremal functions for these classes. One of the main tools for obtaining these results is the notion of a frame template. Consequently, we also study frame templates in significant depth.