“…For example, personality characteristics, such as the optimum stimulation level, need for uniqueness, involvement, innovativeness, enhancement of individuality, experimenting with appearance and status aspiration (Fiore et al, 2001(Fiore et al, , 2004Latter et al, 2010;Choy and Loker, 2004;Kang and Kim, 2012;Park et al, 2013;Wang and Liu, 2009;Moon and Lee, 2014). Other types of factors were also identified, such as knowledge and previous experiences (Lee and Park, 2009;Lee and Chang, 2011), beliefs related to trust, perceived risk, perception of costs benefits, perceived security and intangibility or even variables related to user experience like perceived ease of use, perceived usefulness and complexity (Cho and Fiorito, 2009;Dellaert and Dabholkar, 2009;Moon et al, 2013;Moon and Lee, 2015;Park et al, 2013). Finally, others (e.g.…”