“…It has been referred to variously as generalized trust (Stack, 1978), trust propensity (Mayer et al, 1995) or disposition to trust (Kramer, 1999) and a sub-facet of the big five personality factors' agreeableness factor (Costa and McCrae, 1992). Importantly, the inclusion of a trust-related personality dimension adds another layer to our understanding, suggesting that disposition, rather than direct experience, informs our levels of trust (Blunsdon and Reed, 2003).…”