“…The current issue and full text archive of this journal is available on Emerald Insight at: https://www.emerald.com/insight/0265-2323.htm and contactless payment methods have been widely adopted in modern society and business, such as cheque, demand draft, debit/credit card, e-wallets, mobile wallets, net banking, near field communication-enabled mobile payment, quick response code and wearable (Apanasevic et al, 2016;Glavee-Geo et al, 2017;Karjaluoto et al, 2020;Liu et al, 2021;Loh et al, 2019;Patil et al, 2017;Verma et al, 2019;Wang, 2019;Zhao et al, 2019). Retailers have gradually implemented advanced cashless payment systems within their stores in the hope of reducing consumer waiting time, increasing transaction efficiency and enhancing consumer experience (Khalilzadeh et al, 2017;Leong et al, 2013;Thales Group, 2020).…”