The effects of parent company business on occupational credit union behaviour

Kohers, Theodor; Mullis, David

doi:10.1080/00036848600000005

Cited by 11 publications

(11 citation statements)

References 5 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…31 Kohers and Mullis (1986) found that parent company business may also affect the behaviour of industrial credit unions. Therefore, in this study it is hypothesised that credit unions with different bond types face different cost structures.…”

Section: Controlling For the Effect Of Bond Type On Credit Union Perfmentioning

confidence: 98%

Measurement of Economies of Scale in Victorian Credit Unions

Brown

O’Connor

1995

Australian Journal of Management

View full text Add to dashboard Cite

This study on economies of scale in credit unions differs from the only previous Australian study in three important ways: (a) the cost function is derived from the translog production function; (b) estimates of economies of scale are made for four cross-sectional periods, not one; and (c) the total sample of credit unions is divided into subsamples by asset size and bond of association type. Significant diseconomies of scale are found for some subsamples of small credit unions but for most subsamples the null hypothesis of constant returns to scale is not rejected.

show abstract

Section: Controlling For the Effect Of Bond Type On Credit Union Perfmentioning

confidence: 98%

Measurement of Economies of Scale in Victorian Credit Unions

Brown

O’Connor

1995

Australian Journal of Management

View full text Add to dashboard Cite

show abstract

“…Other research, such as Kohers and Mullis (1986), has considered the impact of parent company business on occupational credit union behaviour. In this article we add to the knowledge of the impact of bond type by relating bond type to e¤ciency.…”

Section: Institutional and Regulatory Backgroundmentioning

confidence: 99%

Efficiency, Bond of Association and Exit Patterns in Credit Unions: Australian Evidence

Brown

O’Connor

1999

Ann Public Coop Econ

View full text Add to dashboard Cite

Data envelopment analysis is used in this study to provide measures of the e¤ciency of individual credit unions in the Australian state of Victoria in the period 1992^5. The resulting measures are consistent with those reported in comparable studies. There is no evidence that over the period of the study, the`average' credit union moved closer to the e¤cient frontier. E¤ciency measures are analysed according to the bond of association and the results are consistent with the proposition that a tighter bond will tend to reduce operating costs. In the period of the study there &CIRIEC 1999. Published by Blackwell Publishers,

show abstract

“…The majority of the literature on the common bond explores its impact upon credit union operating behavior and performance. Kohers (1986) and Kohers and Mullis (1986) find that occupational credit unions in the US operating in a pro‐cyclical economic environment experience lower profitability, exhibit higher delinquency rates and have a larger need for loan loss provisions than their counterparts operating in a stable economic environment. Keating and Keating (1992) find that there is evidence to support the argument that credit union behavior varies depending on common bond type.…”

Section: Regulatory Environmentmentioning

confidence: 99%

Credit Unions: A Theoretical and Empirical Overview

McKillop¹,

Wilson²

2011

Financial Market

103

View full text Add to dashboard Cite

In 2009 there were over 49,330 credit unions across 98 countries with more than 184 million members and approximately $1,354 billion in assets. There is a great diversity within the credit union movement across these countries. This reflects the various economic, historic and cultural contexts within which credit unions operate. This paper traces the evolution of the credit union movement. It examines credit union objectives, and considers issues relating to efficiency, technology adoption, product diversification, merger, failure and demutualization. The regulatory environment within which credit unions operate is also explored under the themes of interest rate regulation, common bond requirements, taxation, deposit insurance and capital regulation. The overview also considers demutualization and the costs and benefits to credit unions of altering their organizational form.

show abstract

The effects of parent company business on occupational credit union behaviour

Cited by 11 publications

References 5 publications

Measurement of Economies of Scale in Victorian Credit Unions

Measurement of Economies of Scale in Victorian Credit Unions

Efficiency, Bond of Association and Exit Patterns in Credit Unions: Australian Evidence

Credit Unions: A Theoretical and Empirical Overview

Contact Info

Product

Resources

About