Using the simplest possible ingredients of a rupture model with thermal fluctuations, we provide an analytical theory of three ubiquitous empirical observations obtained in creep (constant applied stress) experiments: the initial Andrade-like and Omori-like 1/t decay of the rate of deformation and of fiber ruptures and the 1/(tc − t) critical time-to-failure behavior of acoustic emissions just prior to the macroscopic rupture. The lifetime of the material is controlled by a thermally activated Arrhenius nucleation process, describing the cross-over between these two regimes. Our results give further credit to the idea proposed by Ciliberto et al. that the tiny thermal fluctuations may actually play an essential role in macroscopic deformation and rupture processes at room temperature. We discover a new re-entrant effect of the lifetime as a function of quenched disorder amplitude.PACS numbers: 05.70.Ln; 62.20.Mk; Constant stress (so-called "creep") experiments constitute a standard testing procedure in material sciences. The typical response to the sudden application of a constant stress is that the strain rate as well as the acoustic emission rate first jump to high values followed by slow universal power law decays, respectively called the Andrade law [1] for the strain rate and the Omori law [2] for the acoustic rate. Then, after a long decay whose duration may vary within extraordinary large bounds (see below), the rates rebound and accelerate (while the applied stress remains constant) by following a power law acceleration resulting in a finite-time singularity (the rupture of the sample). The two regimes of decelerating followed by accelerating rates and the lifetime of the structure are the result of a subtle interplay between the preexisting micro-heterogeneity of the material and the selforganized evolving deformation and damage due to dislocation motion and/or micro-cracking. Up to now, there are no theory encompassing all these regimes. Here, we propose a simple mechanism that provides an explanation of all these observations, which is based on the recent proposal [3,4] that thermal noise is strongly renormalized by quenched heterogeneities. Based on the analysis of a simple fiber bundle rupture model, Refs. [3,4] showed that the average lifetime of the fiber-bundle takes an Arrhenius form with an effective temperature renormalized from the bare temperature T to a value strongly amplified by the presence of the frozen disorder in the rupture thresholds f c (i), in agreement with experiments and numerical simulations. This result suggests that the usual assumption of neglecting the role of thermal fluctuations in material rupture processes at room temperature may actually be incorrect (see [5] for early discussions): due to frozen heterogeneities, tiny thermal fluctuations can be amplified many times, thus actually controlling the time-dependent aspects of failure. Our purpose is to extend the analysis of this model by showing that it is able to reproduce all the empirical observations mentioned above ...