The effect of deregulation on the efficiency of U.S. banking firms

The contribution of product mix versus efficiency and technical change in US banking

“…Previous studies found decreases in productivity and technical changes during periods of technological innovations (e.g. Bauer et al, 1993;Grabowski et al, 1994).…”

Did efficiency of Indian public sector banks converge with banking reforms?

“…Some prominent studies in this context are Humphrey (1991), Humphrey (1993), Humphrey and Pulley (1997), Grabowski et al (1994), Elyasiani and Mehdian (1995), Wheelock and Wilson (1999) for US; Grifell-Tatjé and Lovell (1996) for Spain; Kumbhakar and Wang (2007) for China ;Christopoulos and Tsionas (2001) for Greece; Denizer et al (2000Denizer et al ( , 2007 for Turkey; Rizvi (2001) for Pakistan; Hao et al (2001), Mahadevan and Kim (2001) for Korea; Cook et al (2001) for Tunisia.…”

Bank governance changes in Pakistan: Is there a performance effect?

“…In support of the view that state-owned banks are inefficient than domestic and foreign banks, several papers appeal to a combination of factors including: (i) lower environmental pressures and incentive problems for the managers of state-owned banks (e.g., Altunbas, Lynne, & Molyneux, 2001), (ii) increased lending to politically motivated firms by state-owned banks (e.g., Faccio, 2006;5 In addition to providing insights on the relative performance of state-owned, private and foreign banks, the paper by Burki and Niazi (2009) also throws light on how asset quality, loan size, non-performing loans and bank branches correlate with bank efficiency indexes, i.e., cost efficiency, allocative efficiency, pure technical efficiency and scale efficiency. 6 For bank efficiency studies about the US see, among others, Mehdian (1992, 1995), Grabowski et al (1994), and Berger and Mester (2003). For a survey of this literature see also, Berger and Humphrey (1997).…”