The Drivers of Foreign Bank Lending in Central and Eastern Europe: The Roles of Parent, Subsidiary and Host Market Traits

Temesváry, Judit; Banai, Ádám

doi:10.2139/ssrn.2567705

Cited by 12 publications

(14 citation statements)

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“…In contrast, the share of assets held by foreign-owned banks in developed countries increased from 15 % to 43 % whereas the government-owned banks declined 36 % to 10 % between 1995 and 2008. The increase in foreign bank contribution in the banking industry was inspired by the collective indication that the presence of foreign banks would provide various benefits for developing countries, particularly with respect to competition and productivity [32], [33]. In addition, countries with a higher level of foreign bank penetration experienced lower credit growth during the crisis [34] [35].…”

Section: Trend and Competition In Ownership Structurementioning

confidence: 99%

“…From another aspect, [37] found that a bank with a strong balance sheet could reduce their lending during a crisis. This implied that banks with better access to deposits and/or less dependence on wholesale funding may survive during an economic downturn [33], [37], [38]. Other than that, shortterm wholesale funding has been found to be a key determinant in prompting systematic risk.…”

Section: Capital Growth and Bank Lendingmentioning

confidence: 99%

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Ownership Structure, Bank Capital and Bank Lending/Financing Behaviour in a Dual Banking System

Ahmad¹,

Zamil²,

Basiruddin³

et al. 2019

IJEAT

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Credit supply in the market is crucial in order to ensure sustainable real production can survive in the market as well as to strengthen economic activity. Therefore, it is not surprising that when the financial crisis occurred in 2008 to 2009, policymakers continued to use a variety of mechanisms such that banks could continue to maintain their credit supply. Nevertheless, risk sharing based on the business model that was adopted by Islamic banks displayed different behaviour from the conventional banks. Based on prior studies, the stability of financing growth by Islamic banks as compared to lending growth of conventional banks showed the model used by Islamic banks was more capable of effectively withstanding the financial crisis. Therefore, research into the quality of lending and financing is important to understand the growth of bank lending and financing behaviour in the market. Hence, the main objective of this study is to review the effect of ownership structure, bank capital and bank lending including financing behaviour in Islamic versus conventional banks. In addition, this study proposes a conceptual framework to further comprehend the decisions made in undertaking ownership structure, bank capital and lending in the dual banking system.

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Section: Trend and Competition In Ownership Structurementioning

confidence: 99%

Section: Capital Growth and Bank Lendingmentioning

confidence: 99%

Ownership Structure, Bank Capital and Bank Lending/Financing Behaviour in a Dual Banking System

Ahmad¹,

Zamil²,

Basiruddin³

et al. 2019

IJEAT

View full text Add to dashboard Cite

show abstract

“…végül, a méret (total assets) hatása továbbra is negatív volt. a korábban említetteknek megfelelően ez technikai hatás, amit más tanulmányok is megerősítenek (Temesváry-Banai [2015], vagy Everaert és szerzőtársai [2015]). a makrováltozóknak a korábbi specifikációkban nem volt egyértelmű, szignifikáns hatásuk.…”

Section: Táblázatunclassified

A banki hitelezést meghatározó tényezők - középpontban a bankok helyzete és a makrokörnyezet

Banai¹

2016

Közgazdasági Szemle

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“…The essential inquiry following the emergency was as per the following: will the outside banks diminish credit supply in their host nations in view of the issues in the nations of origin and their asset reports? Various exact papers confirm the effect of the macroeconomics in the nation of origin and parent bank qualities on the credit supply of nations (Allen, Jackowicz, & Kowalewski, 2013;Arakelyan, 2018;Cetorelli & Goldberg, 2012;de Haas & Horen, 2013;de Haas, Korniyenko, Pivovarsky, & Loukoianova, 2012;de Haas et al, 2014;de Haas, Korniyenko, Pivovarsky, & Tsankova, 2014;Ongena, Peydro, & van Horen, 2013;Popov & Udell, 2012;Temesvary & Banai, 2017). Profitability and liquidity from parent bank specifics and GDP development from home macroeconomics were identified as the primary determinants of credit supply in have nations.…”

mentioning

confidence: 94%

The dynamic effect of risk management on financial profitability of banks in Africa: An analytical panel quantile regression method

Manu

Wen

Paintsil

et al. 2020

J Corp Accounting Finance

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The main goal of the study is to investigate the integration of financial indicators (bank credit, capital asset, non-performing loans, and liquidity) in the banking sector can bring macroeconomic benefits to the economies of Africa. This article highlights the performance of framework employed by Brzoza-Brzezina and Makarski in a small open economic system with two types of financial frictions. The dataset comprises 13 banks in Africa for the period 2000-2016. We estimated our model by way of the usage of system GMM approach and panel quantile regression technique in which the data was grouped into Northern and Southern Africa. We explore the result of credit apportionment of Banks in the crisis period for African countries. We confirm that both groups of variables have significant influence on credit risk. Although we provide evidence that the marginal effect is stronger for bank credit and non-performing loans than bank liquidity indicating that in Northern Africa countries financial profitability will increase more as a result of increasing bank credit and non-performing loans than bank liquidity.

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The Drivers of Foreign Bank Lending in Central and Eastern Europe: The Roles of Parent, Subsidiary and Host Market Traits

Cited by 12 publications

References 0 publications

Ownership Structure, Bank Capital and Bank Lending/Financing Behaviour in a Dual Banking System

Ownership Structure, Bank Capital and Bank Lending/Financing Behaviour in a Dual Banking System

A banki hitelezést meghatározó tényezők - középpontban a bankok helyzete és a makrokörnyezet

The dynamic effect of risk management on financial profitability of banks in Africa: An analytical panel quantile regression method

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