The Development of Digital Inclusive Finance in Chinese Counties

Feng, Xia‐Ting; Sun, Tongquan; Dong, Chong; Xiang, Yan

doi:10.4324/9781003369776-6

Cited by 16 publications

(16 citation statements)

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“…e development of digital finance also means that residents have more access to information from the Internet, breaking through the barriers caused by the timeliness of information, and the cost of accessing information is gradually decreasing. e gathering of various types of producers into the virtual space reduces the problem of information asymmetry among producers and increases the ability of producers to integrate and collaborate on information [29]. Residents in both urban and rural areas, developed regions, and less developed regions can equally enjoy the right to synchronous access to information from the network which breaks the information barriers.…”

Section: Mediating Variables (1) Residents' Employment Spacementioning

confidence: 99%

How Does Digital Finance Affect People’s Income: Evidence from China

Wang

2022

Security and Communication Networks

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Using data from the China Family Panel Studies (CFPS) from 2010 to 2018 and the Peking University Digital Financial Inclusion Index from 2011 to 2018, this research explores the effect of digital financial development on residents’ income and the channels of influence. The findings suggest that the growth of digital financial services has a significant and favourable influence on citizens’ income. Furthermore, digital financial development benefits rural populations, low-skilled workers, and individuals working in basic industries the most. The extension of inhabitants’ employment space, better access to credit, and ease of access to information online are the major ways that digital financial development influences their income. In particular, the expansion of employment space has a greater positive impact on the low-skilled labor force, rural residents, and those in primary and secondary industries, while access to information is more likely to explain the increase in income of urban residents, and credit has an advantage in promoting income growth for the low-skilled laborers and those in traditional industries.

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Section: Mediating Variables (1) Residents' Employment Spacementioning

confidence: 99%

How Does Digital Finance Affect People’s Income: Evidence from China

Wang

2022

Security and Communication Networks

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“…Financial technology (fintech), which mainly measures the stage of development of fintech in a zone, data from the "Digital Financial Inclusion Index" published by Peking University [8].…”

Section: Dependent Variablementioning

confidence: 99%

The Impact of the Use of Fintech on Enterprise Value

Ma,

Wang

2024

HBEM

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With the evolution and progression of fintech, an increasing number of enterprises have introduced fintech. However, it is still unclear whether fintech can improve enterprise value in practical application. This study collected relevant data of Shanghai and Shenzhen A-share listed companies in China from 2011 to 2019, and analyze the objective impact of fintech on enterprise value by linear regression. Linear regression model was established, descriptive statistics were performed, collinearity problem was excluded, and significance level was observed. By conducting rigorous empirical research to explore the use of fintech on the value of enterprises. Through this research, it is found that the use of fintech has a significant improvement on the value of enterprises, indicating that fintech is conducive to improving the efficiency of business operations and improving their performance in the market. Further research finds that the significance level of small enterprises is significantly positive at the 5% level. It is speculated that this is because for small enterprises, the technology level is relatively backward compared with that of large enterprises. At this time, the introduction of fintech will greatly promote the development and value of enterprises. Finally, it is concluded that relevant enterprises can improve their self-value by introducing fintech.

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“…To ensure the scientific validity of studying the impact of digital inclusive finance on corporate ESG performance, this paper draws on relevant studies on digital inclusive finance and selects the total indicators of digital inclusive finance (Index), breadth of coverage (Breadth), depth of use (Depth), and digitalization (Digital) in the first-level indicators as the main explanatory variables (Feng et al 2020 ; Jiayu et al 2020 ).…”

Section: Model Setup and Datamentioning

confidence: 99%

The impact of digital inclusive finance on corporate ESG performance: based on the perspective of corporate green technology innovation

Pang

2023

Environ Sci Pollut Res

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Enterprises are important subjects in the transformation of national green development, while financial support is an important thrust to promote the fulfillment of environmental responsibility. In the dual context of building a digital inclusive financial system and green transformation of corporate production, this paper explores the impact of digital inclusive finance on corporate ESG performance and its mechanism of action through theoretical and empirical analyses using data of Chinese A-share listed enterprises from 2011 to 2020. It is found that the development of digital inclusive finance significantly contributes to the improvement of corporate ESG performance, and the impact of digital inclusive finance on corporate ESG performance has a marginal decreasing effect, while corporate green technology innovation has a marginal increasing effect on corporate ESG performance. The mechanism analysis found that corporate green technology innovation has a mediating effect. The development of digital inclusive finance can enhance the green technology innovation ability of enterprises, and the green technology innovation of enterprises enhances the green sustainability ability of enterprises and improves the ESG performance of corporates. Further research shows that the effects of digital inclusive finance and corporate green technology innovation on corporate ESG performance are industry heterogeneous and pollution degree heterogeneous. How to promote financial services to better promote the combination of corporate green development and fulfillment of social and environmental responsibility is the most direct research implication of this paper.

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The Development of Digital Inclusive Finance in Chinese Counties

Cited by 16 publications

References 0 publications

How Does Digital Finance Affect People’s Income: Evidence from China

How Does Digital Finance Affect People’s Income: Evidence from China

The Impact of the Use of Fintech on Enterprise Value

The impact of digital inclusive finance on corporate ESG performance: based on the perspective of corporate green technology innovation

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