2018
DOI: 10.1088/1757-899x/407/1/012177
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The Development of Bank Application for Debtors Selection by Using Naïve Bayes Classifier Technique

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Cited by 4 publications
(4 citation statements)
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“…Naïve Bayes calculates a class's probability based on its attributes and determines the class with the highest probability [23]. The advantage of classification is that Naïve Bayes requires only a small amount of training data to estimate the parameters (means and variance of the variables) for the classification [24]. Only the variation of the variables for each class should be determined because independent variables are assumed, not the entire covariance matrix [25].…”
Section: Composition Of Rulesmentioning
confidence: 99%
“…Naïve Bayes calculates a class's probability based on its attributes and determines the class with the highest probability [23]. The advantage of classification is that Naïve Bayes requires only a small amount of training data to estimate the parameters (means and variance of the variables) for the classification [24]. Only the variation of the variables for each class should be determined because independent variables are assumed, not the entire covariance matrix [25].…”
Section: Composition Of Rulesmentioning
confidence: 99%
“…Kredit bermasalah atau sering disebut kredit macet adalah keadaan di mana nasabah tidak membayar minimum pembayaran yang telah jatuh tempo dan sudah melewati 3 bulan penunggakan [3]. Berdasarkan kondisi tersebut, dibutuhkan suatu sistem yang mampu menyeleksi dengan cepat dan memprediksi secara akurat dengan memanfaatkan informasi yang ada (data historis) sebagai tolok ukur dalam pemberian kredit kepada nasabah yang benarbenar layak (memenuhi persyaratan yang ditetapkan) [4]- [7].…”
Section: Hybrid Classifier System: Support Vector Machines Combined Wunclassified
“…The data is analyzed and calculated using the naive bayes algorithm. Naive bayes algorithm is used to classify data in a particular class, then the pattern can be used to estimate debtors who want to join, so the company can make a decision to accept or reject the debtors selection [10].…”
Section: A R T I C L E I N F O Abstractmentioning
confidence: 99%