“…As explained in this paper, the design of the proposed model consists of two main parts, namely the selfdeveloped model and the question list question (Table 1). (Davis and Yen, 1998) Readiness model technology (Parasuraman andColby, 2015, Parasuraman, 2000, A. Parasuraman 2014, Rojas-Méndez et al, 2017) IT Adoption (Hanclova et al, 2015, Gangwar et al, 2014) Professional and casual models of a model development (Subiyakto and Ahlan, 2014, Subiyakto, 2017, Subiyakto et al, 2015 Following the assumptions developed, Parasuraman and Colby's technology readiness model (Parasuraman and Colby, 2015) was later adopted, combined, and adapted in the second stage (2). A draft model was obtained which was then developed at the level of research instruments in the operational phase (3).…”