The determinants of capital ratios in Islamic banking

Smaoui, Houcem; Salah, Ines Ben; Diallo, Boubacar

doi:10.1016/j.qref.2019.11.002

Cited by 14 publications

(13 citation statements)

References 35 publications

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“…Therefore, checking and controlling NPLs is the most critical issue for supervisory authorities concerned with financial stability and bank management. Since the financial crisis in 2008, Islamic banks have proliferated and have attracted a lot of attention from academics and practitioners because Islamic banks are considered to have high resistance in the face of the 2008 crisis (Smaoui et al, 2020). However, like its conventional bank counterpart, Islamic banks also face Non-performing financing (NPF).…”

Section: Introductionmentioning

confidence: 99%

Sharia Board Characteristics, Macroeconomic Factors, and Non-performing Financing of Indonesian Islamic banks

Mai,

Kristianingsih,

Dahtiah

2024

muqtasid

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This study examines the impact of Islamic board characteristics (SB) and macroeconomic factors on the Non-performing financing (NPF) of Islamic commercial banks (ICB). The sample of this study consisted of 14 ICBs in Indonesia from 2010 to 2021. In this study, data estimation used a one-step GMM System model. SB features such as SB Size and SB Woman were found to have a detrimental impact on NPF. GDP per capita, for example, negatively affects NPF, while inflation has a positive impact. However, this study could not show the impact of SB characteristics such as expertise and proximity of SB to NPF. The study also found that macroeconomic factors such as annual open unemployment and interest rates showed an insignificant negative influence on NFP. The findings of this study help regulators, investors, and management of Islamic banks better understand the impact of SB characteristics and macroeconomic factors on Non-performing financing (NPF) of Islamic banks, especially in the context of ICB in Indonesia. In addition, it is expected to inspire similar research in the future.

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Section: Introductionmentioning

confidence: 99%

Sharia Board Characteristics, Macroeconomic Factors, and Non-performing Financing of Indonesian Islamic banks

Mai,

Kristianingsih,

Dahtiah

2024

muqtasid

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“…Due to its reputation for resilience in the face of the global financial crisis of 2007-2008, Islamic banking developed rapidly, attracting increasing curiosity from stakeholders [1]. Islamic banks do not only focus on economic issues but also promote spiritual and social aspects of doing business [2].…”

Section: Introductionmentioning

confidence: 99%

“…The development of Islamic banking has led to significant growth in scientific and academic production [1]. Several former studies have examined The role played by Islamic banks in fostering economic growth, Yusof and Bahlous [4] in GCC & East Asia countries, Hachicha [5] in Malaysia, Lebdaoui and Wild [6] in Southeast Asia, Ledhem and Mekidiche [7] in Brunei, Indonesia, Turkey, Malaysia, and Saudi Arabia, Gani and Bahari [8] in Malaysia, Tabash et al, [9] in Nigeria.…”

Section: Introductionmentioning

confidence: 99%

The role of Islamic banking financial intermediation on Indonesia’s economic growth

Djuwarsa,

Kristianingsih,

Mauluddi

2024

E3S Web of Conf.

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This study attempts to examine the relationship between deposits, disbursed financing, the number of bank offices, and economic growth before and during the COVID-19 crisis. The time series data of Indonesian Islamic banking for the period from 2009 to 2022, has been utilized in this study, estimated using Auto Regressive Distributed Lag (ARDL). Deposits and disbursed financing respectively are the ratio of total deposits and total disbursed financing to nominal GDP. Economic growth is measured using Indonesia’s real GDP growth based on 2010 constant prices. The results show that in the long run, deposits have a very significant positive effect on economic growth. Meanwhile, financing and the number of bank offices do not affect economic growth. In the short term, except for the number of bank offices, real GDP, deposits, and financing contribute to the adjustment of changes in real GDP towards long-term balance, which takes approximately seven quarters. This study fills a gap in the literature on the role of Islamic banking on economic growth. This study also adds a new view of the role of Islamic banking in economic growth during the COVID-19 crisis. This study provides an important contribution to policymakers and other stakeholders.

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“…The development of Islamic finance (IF), which includes Islamic Banks (IBs), has increased rapidly in recent years, especially since the 2008 global crisis, this is because IF has a reputation for being resistant to crises (Smaoui, Salah, dan Diallo 2020). Islamic Banks (IBs) operations must be subject to dual governance .…”

Section: Introductionmentioning

confidence: 99%

“…Hyun dkk. 2016;Smaoui, Salah, dan Diallo 2020). The expertise of the board of directors is very much needed to improve the financial performance of Islamic commercial banks "influence of the characteristics of the board of directors on the financial performance of non-financial companies listed on the indonesia stock exchange.".…”

Section: Introductionmentioning

confidence: 99%

Board Characteristic and Shari’a Banks Performance: Evidence from Indonesia and Malaysia 2015-2020

2022

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This study aims to examine the effect of board characteristics on the performance of Islamic banks (IBs) in Indonesia and Malaysia in 2016-2020. The sample of this study includes 11 Islamic commercial banks in Indonesia and 7 Islamic commercial banks in Malaysia. The analysis method uses panel data regression which is processed with the help of software Eviews 12. Performance is measured by Return On Assets (ROA), Return On Equity (ROE), and Non-Performing Financing (NPF), Board characteristics are measured by the size of the board of directors, the proportion of directors women, the expertise of the board of directors, the size of the sharia supervisory board (DPS), the proportion of female DPS and the expertise of the DPS. The results of the study show that overall Islamic Corporate Governance and Corporate Governance have a positive effect on the performance of Islamic Banks (IBs). Keywords: Kata kunci: Islamic Banks; Islamic Corporate Governance; Corporate Governance; Performance Islamic Bank

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The determinants of capital ratios in Islamic banking

Cited by 14 publications

References 35 publications

Sharia Board Characteristics, Macroeconomic Factors, and Non-performing Financing of Indonesian Islamic banks

Sharia Board Characteristics, Macroeconomic Factors, and Non-performing Financing of Indonesian Islamic banks

The role of Islamic banking financial intermediation on Indonesia’s economic growth

Board Characteristic and Shari’a Banks Performance: Evidence from Indonesia and Malaysia 2015-2020

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