“…First, we introduce a new experimental design which, to our knowledge, is the first to allow a direct test between demand for microsaving and demand for microcredit. Second, our design generates new empirical results showing that the same respondent population has high demand for both microcredit and microsaving (Gross and Souleles, ; Collins et al ., ; Morduch, ; Kast and Pomeranz, ; Laureti, ). Indeed, the same individuals often take up either contracts within the span of a couple of weeks.…”