The Cash Holdings of Fintechs and SMEs: Evidence from OECD Countries

The Role of Knowledge and Penetration of Fintech Services in Improving MSMEs of Fishermen and Marine Farmers in Remote Small Islands Region

“…In addition to the production of new financial goods and services, the concept of financial inclusion encompasses four other aspects: the broadening of people's access to financial resources; the availability of financial goods and services; the utilization of various financial service products; and the improvement of the quality of both the utilization of financial goods and services as well as the production of financial goods and services themselves. Platforms for Fintech can assist financial institutions by enhancing and automating their procedures, providing capabilities for collaboration, and making it less difficult to provide loans to those who were not previously bank customers (Abbasi et al, 2023). Fintech has contributed to an improvement in the operational efficiency of micro, small, and medium-sized firms.…”

“…Fintech has positively affected the performance of micro, small, and medium-sized enterprises. Fintech platforms can assist financial institutions by enhancing and automating their procedures, providing collaborative capabilities, and making it easier to offer loans to historically unbanked individuals (Abbasi et al, 2023). Inclusion can contribute to a favorable attitude toward Fintech (Gabor and Brooks, 2018).…”