Technology-mediated financial education in developing countries: a systematic literature review

Menberu, Abebe Walle

doi:10.1080/23311975.2023.2294879

Cited by 1 publication

(3 citation statements)

References 90 publications

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“…This all-above information is sorted to easily identify in the data warehouse which saves the time to quickly make financial decisions. The combination of financial education, financial technologies, and financial models becoming part of financial analysis and responsible for artificial intelligence analysis systems (Akour et al, 2024;Menberu, 2024;Miklosik et al, 2021). The best feature of artificial intelligence analysis is depending on deep learning procedures that make significant results in forecasting and decision-making (Goyal & Kumar, 2021).…”

Section: The Effect Of Ai On Making a Decisionmentioning

confidence: 99%

“…This system recognizes, converts, and transmits the computer language into the natural language to communicate financial information. At the same time, the system provides the information to artificial Menberu, 2024;Miller, 2010). This layering not only accesses the financial knowledge but also forecasts the financial behavior, and financial attitude to make successful judgments.…”

Section: The Effect Of Ai On Making a Decisionmentioning

confidence: 99%

“…Dubte variations from typical transaction patterns can be picked up by AI systems, which can then flag questionable activity for more scrutiny (Christian T Elb et al, 2022). Artificial intelligence systems can prevent financial losses for financial institutions and their clients by staying ahead of fraudulent schemes through constant learning from fresh data and adaptation to changing fraud strategies (Arnaud et al, 2024;Menberu, 2024). Moreover, AI helps financial institutions evaluate and reduce a range of risks, such as credit, market, and operational risks, protecting the stability and integrity of the financial system.…”

Section: Enhanced Risk Management and Fraud Detectionmentioning

confidence: 99%

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A Framework For Exploring The Integration Of AI And Financial Literacy Toward A Sustainable Financial Ecosystem

kaur,

Dhiman

2024

kuey

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Introduction: The nascent field of artificial intelligence(AI) and sustainability development holds significant implications for financial inclusion and literacy. this study looks at how artificial intelligence might improve financial decision-making, especially for underrepresented groups. Using knowledge from the 2030 Agenda, which covers a wide range of development-related topics, this paper clarifies how AI-powered financial products can help solve complicated problems and give people of all socio-economic backgrounds more power. Objectives: This study the development of decision support systems in the financial industry, stressing the role of AI in optimizing workflows and enhancing results. Based on an analysis of recent literature, this study explores the complex workings of AI-powered financial analysis, highlighting how it can improve the precision, effectiveness, and inclusivity of decision-making. In addition, a theoretical framework that incorporates AI into financial literacy campaigns highlights the technology’s contribution to risk assessment, fraud detection, text analysis, and improved customer services. This approach emphasizes how crucial AI is to increasing financial services accessibility, encouraging sustainability, and encouraging lifelong learning. Method and result: This study deeply analyses the research articles, papers, or conferences to explore education with information technology so that the weaker section of society has access to improve their standard of living. The study highlights the complex interplay between cognitive and non-cognitive components of financial ability. Individuals may make better judgments, comprehend financial concepts, and negotiate complex economic environments by utilizing AI-driven tools and platforms. Personalized recommendations, predictive insights, and customized learning experiences are all provided by AI-driven solutions, which further advance financial inclusion and literacy worldwide.

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Section: The Effect Of Ai On Making a Decisionmentioning

confidence: 99%

Section: The Effect Of Ai On Making a Decisionmentioning

confidence: 99%

Section: Enhanced Risk Management and Fraud Detectionmentioning

confidence: 99%

See 1 more Smart Citation