Technology gaps, social outreach and financial sustainability of South Asian MFIs: bootstrap DEA meta-frontier approach

Khan, Asif; Goswami, Anju; Choudhury, Tonmoy

doi:10.1007/s10660-023-09747-9

Cited by 2 publications

(1 citation statement)

References 67 publications

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“…FinTech, or financial technology, has emerged as one of the most significant technological advancements in recent years, disrupting the traditional financial industry, aiming at making financial services more accessible, efficient and secure for individuals and businesses alike. With the growth of FinTech, Islamic financial institutions have rushed to keep up with global digitalization trends in this sector to adopt these technologies including Islamic Microfinance (Khan et al , 2023). Islamic FinTech has become a significant location of development and development within the wider FinTech market.…”

Section: Introductionmentioning

confidence: 99%

Exploring the moderating role of religious orientation on Islamic Fintech adoption

Alsmadi

2024

IMEFM

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Purpose This paper aims to delve into the factors influencing the adoption of Islamic Fintech and investigates the potential impact of Religious Orientation. Design/methodology/approach The study uses a questionnaire to collect data from 291 Jordanians, using Structural Equation Model – Partial Least Squares (SEM-PLS) to evaluate the research model and test hypotheses. Findings The outcomes of the Smart PLS path analysis revealed that several factors significantly influence the adoption of Islamic Fintech. Notably, perceived risk, financial literacy, trust and convenience were identified as pivotal determinants in shaping individuals' decisions to adopt Islamic Fintech. Additionally, the study unveils the noteworthy role of religious orientation as a moderator, impacting the relationship between perceived risk, financial literacy, trust and convenience concerning the adoption of Islamic Fintech. Originality/value This study contributes fresh insights to the existing literature concerning the adoption of Islamic Fintech, enhancing the understanding of the key drivers in this domain. Furthermore, it emphasizes the practical implications of religious orientation in shaping individuals' attitudes and behaviors pertaining to Islamic Fintech adoption.

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Section: Introductionmentioning

confidence: 99%