Study on Nepalese migrant remittances: usage, gender perspective and remittance methods

Abstract

The study aims to shed light on remittance usage types and methods of remittance transfer to Nepalese migrant households. To achieve this, data from the Nepal Living Standards Survey III (NLSS III) was utilized, which comprises a sample size of 5,988 households selected from 499 primary sampling units (PSUs) included in the cross-sectional sample of the NLSS III survey. By analyzing and interpreting this data, the study investigates the allocation and utilization patterns of remittance funds by recipient households. It looks into their expense patterns, occupation types, destination countries, and how gender plays an active role in these dynamics. This study offers valuable insights into gaining a deeper understanding of remittance usage dynamics by comprehensively addressing these research questions. It enhances our knowledge about how Nepalese migrant households utilize their remittances based on gender roles and other factors that influence their decisions. The findings have significant implications for policymakers because they can provide useful information for designing policies that maximize positive impacts on household welfare and economic development. Overall, this research contributes to the existing literature on remittances' effects by utilizing NLSS III data while exploring unique dimensions such as gender and expenditure patterns. Additionally, it highlights targeted interventions that policymakers and financial institutions can implement to enhance the well-being of Nepalese migrant households.