Student Loans: a solution for Europe?

Shifting from Government Bursaries to a Loan Scheme in Higher Education: Exploring the Zambian Experience in Student Financial Aid

“…In Europe, by 2001, private costs and benefits of student loans systems were very different from one country to another, and these systems had not reduced the differences in the schooling costs borne by European students or their families (Guille, 2002). On the contrary, in half of the countries in south-or mid-western Europe, student aid was and still is rather low and still comprises no loan scheme, while in the others, the loan component of student support has recently been increased, as in the United Kingdom, or reduced, as in Germany, Sweden, and Norway (Guille, 2002). In other words, in most further sought to establish the students' ability to meet the requirements of cost sharing.…”

Accessibilité et équité, lois du marché et entrepreneuriat

“…Usher et Cervenan, 2005;Usher, 2004;Skilbeck, 2000;Kearney, 2001;Johnstone, 2003) et dans une perspective européenne (par ex. Eurostudent, 2005 ;Osborne 2003aOsborne , 2003bDavies, 2003;Guille, 2002;Commission européenne, 2000); le financement international de l'enseignement supérieur et les publications sur l'accessibilité (par ex. le projet ICHEFAP sur le financement et l'accessibilité du D. Bruce Teixeira et al, 2006); les publications de la Banque mondiale sur les réformes des services du secteur public en général, par ex.…”

A Review of Instruments for Student Loans in Tertiary Education

“…The EU is characterised by a mix of different systems (Guille, 2002). With the exception of the UK (and partially the Netherlands), European countries have not favoured the emergence of effective funding mechanisms based on student loans, in contrast to Canada (Schwartz & Finnie, 2002), the US, New Zealand and Australia.…”