Community college graduates from all disciplines seek the opportunity to earn a four year degree. No longer do these potential transfer students earn their associate degree studying the traditional "transfer program." Unfortunately, transfer for many of them means the loss of credit and being required to complete more than two years of additional full time collegiate study.Many colleges and universities provide no special access programming for associate degree holders transferring to baccalaureate degree programs. Where access has been addressed, it often means an articulation agreement has been drawn up between two institutions. However, in a few cases "plus two" or "capstone" programs have been created which provide access to the holders of any associate degree without loss of credit.At question is whether such programs actually provide access to a four year degree with the completion of an additional two years of full time study.