Strategic Programs of International Cooperation of the Western Region of Ukraine for 2018-2020

Kramar, Iryna; Marynenko, Nataliia; Подвірна, Тетяна Володимирівна

doi:10.32782/2520-2200/2018-6-10

Cited by 2 publications

(1 citation statement)

References 0 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…However, in the process of obtaining preferential state loans and attracting state subsidies in Ukrainian conditions, agrarians face significant problems. These problems, the complications of the lending process, and mechanisms and suggestions for their solution were considered by Ukrainian researchers in the following works (Perevozova et al 2019;Yazliuk et al 2020;Kramar et al 2015;Tretiak et al 2021;Aleskerova et al 2018;Nitsenko 2020;Studinska and Prosov 2020).…”

Section: Introductionmentioning

confidence: 99%

Analysis of Trends in Mortgage Lending in the Agricultural Sector of Ukraine

Perevozova

Malynka

Ніценко

et al. 2023

JRFM

View full text Add to dashboard Cite

This study has the following objectives: to analyze the state of agrarian business lending and the market of banking services, establish the reasons for the insufficient level of mortgage lending implementation, and develop ways and tools to improve lending to the agrarian sector. The research methodology considers a systematic approach to the statistical analysis of bank lending in the agricultural sector of Ukraine, the development of criteria, and the implementation of the hierarchy analysis method for the reasonable selection of a loan product and banking institution. We conducted an analysis of the current state of lending to agricultural enterprises. We also analyzed lending trends, loan products, and basic lending terms by banks of Ukraine to agricultural enterprises. The share of bank lending of the working capital of the agricultural industry was estimated. The dynamics of preferential lending to the agricultural sector were determined. Its essence is that banks with partial repayment of loan rates are given loans at the expense of the state budget. The directions and volumes of borrowed loan resources usage by agricultural enterprises were considered. It is recommended to use the hierarchy analysis method by T. Saaty for choosing an effective loan product. We developed the criteria that could be applied when selecting a loan product. We also determined potential directions for the development of mortgage lending for the agricultural sector.

show abstract