Strategic Alliances to Scale Up Financial Services in Rural Areas

Abstract

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“…Besides these determinants, trust also seemed to be an effective and permanent attractive feature to cope with confusion and handle risky situations among value chain partners [ 47 ]. Through effective information sharing [ 48 ] and quick interaction with ICT [ 49 ], contractual governance among members in value chains [ 50 ]; financial institutes can further develop innovative products to satisfy the diversified needs of small-scale producers [ 25 , 51 , 52 ]. A series of steps, starting with defining a research problem to writing a research paper are presented in ( Fig 2 ).…”

Direct and Spillover Effects of Agricultural Technology Adoption Programs: Experimental Evidence from the Dominican Republic

“…These are not only due to the typical market failures such as asymmetric information, and non-convexities and indivisibilities. But also due to specific constraints inherent to agriculture: seasonality and gestation periods (IFC, 2011), covariant and systemic risks (IFC, 2014), high transaction costs due to low population densities, low infrastructure quality, distant locations that limit the viability of agribusiness financial services (Gallardo et al, 2006;BID, 2016). Moreover, the problem of absence or scarceness of collaterals in the form of physical assets usually makes access to credit more difficult for small-and mediumsize farmers.…”

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