Spillover and Competition Effects: Evidence from the Sub-Saharan African Banking Sector

Pohl, Birte

doi:10.2139/ssrn.1828726

Cited by 4 publications

(2 citation statements)

References 31 publications

Supporting

Mentioning

Contrasting

Order By: Relevance

“…For instance, Mishkin (2007) intimate that foreign banks from more advanced regulatory environments induce prudential regulatory reforms that goes to enhance the overall health of the domestic banking sector. Similarly, Pohl (2011) find that the technological and regulatory spillovers from foreign bank entry broadly enhance the efficiency and profitability of banks in Africa. According to Gamariel (2015), foreign bank presence stimulates competition and compels domestic banks to pursue efficiency goals to stay profitable.…”

Section: Literature Reviewmentioning

confidence: 95%

Financial integration and bank profitability in five regional economic communities in Africa

Banyen

Biekpe

2020

IJOEM

View full text Add to dashboard Cite

PurposeThis paper examines the effect of both de jure and de facto measures of financial integration on bank profitability in five regional economic communities of Africa.Design/methodology/approachUsing panel data from 405 banks operating in 47 African countries across five regional economic communities over 2007–2014, the study constructs a composite measure of bank profitability. The study then employs the dynamic two-step system GMM estimation technique to test the effect of both de jure and de facto measures of financial integration on bank profitability in Africa and across five sub-regional markets.FindingsOverall, the results support a positive relationship between financial integration and overall bank profitability in Africa, except for the Arab Maghreb Union and Southern Africa Development Community.Practical implicationsThe findings of this study suggest that increased financial integration in Africa directly improves bank’s overall profitability and the variations among the sub-regional markets inform tailored policy initiatives.Originality/valueTo the best of the authors' knowledge, this is the first study on Africa to employ a composite measure of bank profitability to assess its determinants. It is also the first to include both de facto and de jure financial integration measures in a single study. This is also the first largest comparative study on bank profitability in Africa.

show abstract

Section: Literature Reviewmentioning

confidence: 95%

Financial integration and bank profitability in five regional economic communities in Africa

Banyen

Biekpe

2020

IJOEM

View full text Add to dashboard Cite

show abstract

“…The study of (Pohl, 2011) has examined the efficiency effects of foreign banks on domestic banks in Sub-Saharan Africa during the period from 1999 to 2006. Accounting data from domestic banks in 17 low-income countries in South Africa, also data on South-South and North-South for the presence banks, also country-specific variables included in the analysis.…”

Section: Literature Reviewmentioning

confidence: 99%

The Competitiveness in the Banking Industry in Palestine

Ayyash

Jawad

2020

IJEFI

View full text Add to dashboard Cite

The study measures the degree of competition in the banking industry in Palestine for the period from 2006 to 2010. It begins by measuring Lerner index, and then estimates the determinants of market power by regressing Lerner index on returns of assets and lending preferences. It uses data on 18 working banks in Palestine; the data is secondary, time-series and cross-sectional obtained by the Association of Banks in Palestine. The study establishes the log-log model for estimation and tests the variables according to the Ordinary Least Square method. The study concludes that the banking industry in Palestine is controlled by a few players, the assets concentration ratio is about 75%. About 72% of the working banks can raise the price above the marginal cost, and then able to earn profits.

show abstract

Do Religious Factors Impact Armed Conflict? Empirical Evidence From Sub-Saharan Africa

Basedau

Strüver

Vüllers

et al. 2011

Terrorism and Political Violence

View full text Add to dashboard Cite

Theoretically, the "mobilization hypothesis" establishes a link between religion and conflict by arguing that religious structures such as overlapping ethnic and religious identities are prone to mobilization; once politicized, escalation to violent conflict becomes likelier. Yet, despite the religious diversity in sub-Saharan Africa and the religious overtones in a number of African armed conflicts, this assumption has not yet been backed by systematic empirical research on the religion-conflict nexus in the region. The following questions thus remain: Do religious factors significantly impact the onset of (religious) armed conflict? If so, do they follow the logic of the mobilization hypothesis and, if yes, in which way? To answer these questions, this paper draws on a unique data inventory of all sub-Saharan countries for the pe-

show abstract

Spillover and Competition Effects: Evidence from the Sub-Saharan African Banking Sector

Cited by 4 publications

References 31 publications

Financial integration and bank profitability in five regional economic communities in Africa

Financial integration and bank profitability in five regional economic communities in Africa

The Competitiveness in the Banking Industry in Palestine

Do Religious Factors Impact Armed Conflict? Empirical Evidence From Sub-Saharan Africa

Contact Info

Product

Resources

About