Small and Medium Size Enterprises (SMEs) and Multidimensional Poverty Index: Empirical Evidence from Nigeria

Mohammed, Musa; Ab-Rahim, Rossazana; Shah, Saif-Ul-Mujahid

doi:10.6007/ijarbss/v9-i3/5765

Cited by 3 publications

(2 citation statements)

References 16 publications

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“…Mohammed and Nzelibe highlighted the need to identify and discuss specific characteristics associated with SMEs to develop a clear understanding of the concept (Mohammed and Nzelibe, 2014). The study revealed the following features of SME businesses: Ownership and Management of SMEs involve active participation from the Chief Executive in decision-making processes and daily operations, often without adequate specialist support.…”

Section: Small and Medium Scale Enterprises (Smes)mentioning

confidence: 99%

ELECTRONIC COMMERCE AND SUSTAINABILITY OF SMEs IN ANAMBRA STATE

Okoye,

Nwankwo,

Okeke

et al. 2023

Bus. Econ. Dvp. Ctries.

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The study examined the relationship between electronic commerce and the sustainability of SMEs in Anambra state. The objective of the study was to ascertain the relationship between electronic commerce and sustainability of SMEs in Anambra State. Three specific objectives, research questions, and hypotheses were formulated to guide the study. The study adopted the descriptive survey design which sought to ascertain the effect of online customer service on service quality; between e-payment services on business accountability; between multi-channel marketing strategy on competitive advantage and order delivery on business competency of SMEs in Anambra state. The total population of the study was 260 and also served as the sample size. The purposive random sampling technique was used in selecting the SMEs currently operating in Anambra State. The structured questionnaire was used to elicit vital information from the respondents, and this was structured on a five-point Likert scale. The data collected were analyzed using tabular presentations based on cumulative frequencies, mean and standard deviations analysis for each research question. The Pearson Product Moment Correlation Coefficient through the Statistical Package for Social Sciences (SPSS ver.23) was used in testing the various hypotheses. Based on the findings, the study showed that customer service affected service quality of SMEs in Anambra State. The second hypothesis revealed that e-payment services affected business accountability of SMEs in Anambra state. The third hypothesis also revealed that multi-channel marketing strategy affected competitive advantage and also order delivery influenced business competency of SMEs in Anambra state. The study concluded that electronic commerce had a significant relationship on the sustainability SMEs in Anambra State. The study recommended among others, that SMEs in Anambra state should embrace various forms of e-commerce to ensure better survival and sustainability in the industry. State governmental agencies, policymakers, e-marketing experts, supply chain specialists should make necessary arrangements to assist SMEs who desire to deploy e-commerce systems especially online customer service so as to strengthen their ability to render quality service. Also, operators and staff of various SMEs within the state and the country at large were advised to engage more effective multichannel marketing strategies to further enhance their competitive performance within the industry. They should embrace dynamism in their operations both in serving their customers and also in strengthening their business capabilities.

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Section: Small and Medium Scale Enterprises (Smes)mentioning

confidence: 99%

ELECTRONIC COMMERCE AND SUSTAINABILITY OF SMEs IN ANAMBRA STATE

Okoye,

Nwankwo,

Okeke

et al. 2023

Bus. Econ. Dvp. Ctries.

View full text Add to dashboard Cite

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“…Nyanzu and Quaidoo (2017) postulated that gaining finance is essential to SMEs growth and performance as far as money involves the lifeblood of all jobs. Testable facts over the world indicate that gaining money thwart the performance of SMEs, impedes their investment and creation and slow SMEs www.ijarbm.org development (Dauda & Nyarko, 2014;Mohammed & Obeleagu-Nzelibe, 2014). Ayyagari, Demirguc-Kunt & Maksimovic (2011) observed that with regards to the World Bank Enterprise Survey (WES), the challenge of gaining money is held together than others such as bribery or basic facilities.…”

Section: Introductionmentioning

confidence: 99%

Determinants and Constraints of Agro-based SMEs Access to Finance: Evidence from Ghana

Yeboah¹,

Mensah²,

Tandoh³

et al. 2023

IJARBM

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This study explored the determinants and constraints of the access to finance of Agro Based SMEs in the Cape Coast Metropolis, Ghana. The research utilized primary data using a structured questionnaire. Sixty (60) SMEs in the Metropolis were selected using the simple random sampling technique. To ensure data reliability and validity, a pilot test was conducted for confirmation. Results show that Agro-based SMEs prefer personal savings as the first means of finance. Also, collateral, owner’s gender, sector of business, availability of audited financial statements, firm’s performance and firm size are the determinants of Agro-based SME’s access to financing. The major challenges faced by Agro-based SMEs in financing their businesses result conclude a lack of the expertise to prepare sophisticated financial statements, less repayment period, unclear financial plans to execute business, non-availability of enough MFIs and bureaucracy. It is recommended that Agro-based SMEs should cultivate the habit of savings personally to serve as the basis for their working capital so as to reduce over-reliance on banks and microfinance institutions. Additionally, Government interventions like MASLOC must be enhanced to allow more SME owners in SME businesses to access financing.

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Microbusinesses, Microfinance, and Poverty Alleviation in Punjab, Pakistan

Nizami¹,

Hizam²

2023

JPOME

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Studying the impact of microbusinesses on poverty alleviation, this study considers the moderating and mediating roles played by non-governmental organizations (NGOs), governments, and microfinance. Participants in the study, numbering around 384, were chosen to be representative of the populations of Multan, Bahawalpur, and D.G. Khan in the Pakistani state of Punjab. Based on our primary data analysis with SPSS, we conclude that microbusinesses have a positive and significant influence on reducing poverty, microfinance also has a positive and significant influence on reducing poverty, and microbusinesses have a positive and significant influence on microfinance. At first, microbusinesses have a positive and significant effect on reducing poverty, and the significance of this link becomes apparent when we cooperate with the government in a moderating capacity. At the outset of the study, microbusinesses were found to have a positive and substantial effect on reducing poverty; however, when the NGO's moderating role was considered, a negative and significant effect was found. Microbusiness expansion has been linked to a statistically significant reduction in poverty levels.

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Small and Medium Size Enterprises (SMEs) and Multidimensional Poverty Index: Empirical Evidence from Nigeria

Cited by 3 publications

References 16 publications

ELECTRONIC COMMERCE AND SUSTAINABILITY OF SMEs IN ANAMBRA STATE

ELECTRONIC COMMERCE AND SUSTAINABILITY OF SMEs IN ANAMBRA STATE

Determinants and Constraints of Agro-based SMEs Access to Finance: Evidence from Ghana

Microbusinesses, Microfinance, and Poverty Alleviation in Punjab, Pakistan

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