Breast cancer risk is associated with pathogenic variants in several genes with wide-ranging penetrance (Vysotskaia et al., 2020).With the advent of multigene panel testing for cancer susceptibility genes and sequencing, more people are learning that they have pathogenic variants in 'moderate' penetrance genes such as ATM and CHEK2 (Idos et al., 2019). These variants confer a 33% and 28%-37% lifetime risk of breast cancer, respectively, compared to 60% and 55% for the highly penetrant BRCA1 and BRCA2 gene variants (Reyes et al., 2021) and 13% average lifetime risk for women in the United States. While BRCA1 and BRCA2 have well-established clinical guidelines for risk reduction and surveillance, guidelines for ATM and CHEK2 are not as well established, and less is known about how risk is modulated by other risk factors (