Sharia Compliance on Mortgage Product With Ijarah Muntahiya Bittamlik Contract in Islamic Permata Bank

Abstract

One of the differences indicator between conventional bank and Islamic bank is sharia compliance. As a financial institution based on Islamic values, the activity must be accordance with Islamic rules. The purpose of this research to determine how the implementation of sharia compliance on ijarah muntahiya bittamlik contract in Islamic Permata Bank. This research used primary data through interviews and questionnaire with a population of 100 respondents. For the sampling used purposive sampling technique to become 80 respondents, because the sample in this research only the mortgage customer with ijarah muntahiya bittamlik contract in Islamic Permata Bank. The method of this research used descriptive quantitative approach to describe the characteristics of respondents and interpretation of the answers from respondents about implementation of sharia compliance on ijarah muntahiya bittamlik contract.