“…In addition, construct validity is assessed through convergent and discriminant validity. As consistent with the past studies, this study used construct reliability and average variance extracted to assess the convergent validity (Tharanikaran, Sritharan & Thusyanthy 2017cite Choi, Huang, Jeffrey & Baek, 2013and Wei & Lu, 2013. Accordingly, the construct reliability for all dimensions, exceed the benchmark of 0.70 (Fornell & Larcker, 1981), whilst average variance extracted exceed the threshold value of 0.50 (Hair et al, 1998) indicated that they had acceptable levels of convergent validity (see Table 7).…”