“…A review of the literature suggests that the relationship between real estate and the financial sector has been explored in a number of countries in the Global South [ 35 , 37 , [45] , [46] , [47] , [48] , [49] ]. Indeed, in Ghana, a number of these studies explored various aspects of the challenge [ 21 , 25 , 45 ], including constraints on real estate finance, the development of the mortgage market, and the importance of secure titles in the lending process.…”