Scale and Sustainability: The Impact of a Women’s Self-Help Group Program on Household Economic Well-Being in India

Raghunathan, Kalyani; Kumar, Neha; Gupta, Shivani; Thai, Giang; Scott, Samuel; Choudhury, Avijit; Khetan, Madhu; Menon, Purnima; Quisumbing, Agnes R.

doi:10.1080/00220388.2022.2154151

Cited by 7 publications

(2 citation statements)

References 32 publications

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“…The result is consistent with the study by Mukasa et al (2017), who found a negative association between the distance to potential lenders and the likelihood of obtaining credit. Similarly, limited access to credit sources and information was found to exacerbate credit constraints among households, aligning with the conclusions drawn by Raghunathan et al (2023), who highlighted the significance of access to information in facilitating credit access and fostering economic growth.…”

Section: Determinants Of Credit Constraintssupporting

confidence: 80%

Effect of credit constraint on yield: the case of ginger producers in southern and central Ethiopia

Tilore,

Shano,

Shirko

et al. 2024

Front. Sustain. Food Syst.

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IntroductionThis research investigates the impact of credit constraints on the yield of smallholder ginger farmers in southern and central Ethiopia. It addresses the importance of understanding the relationship between credit constraints and agricultural productivity in smallholder farming systems.MethodsEmploying a cross-sectional dataset from 343 randomly selected households, we utilized the endogenous switching regression model to address potential sample selection bias.ResultsThe analysis in the first stage showed that livestock holding, marital status, farm size, distance to credit source, and information access are primary determinants influencing the credit constraint status of smallholder ginger farmers. In the second stage, the analysis revealed that family size, farm size, and cooperative membership significantly affected ginger yield. Moreover, the average treatment effect suggests a significant impact of credit constraints on ginger yield, with credit-constrained farmers experiencing a greater positive effect compared to credit-unconstrained farmers. These findings highlight the complex relationships between credit constraints, socioeconomic factors, and agricultural yield in the context of smallholder ginger farming.DiscussionThe implications of this research extend to informing policy decisions and intervention strategies aimed at alleviating credit constraints and enhancing the overall yield and livelihoods of smallholder ginger farmers in the studied regions. Policy recommendations include prioritizing interventions to enhance ginger yield by promoting cooperative membership, improving access to credit sources, fostering livestock ownership, and reducing the distance to credit sources. Additionally, enhancing access to information for effective mitigation of credit constraints is crucial for boosting productivity in smallholder ginger farming.

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Section: Determinants Of Credit Constraintssupporting

confidence: 80%

Effect of credit constraint on yield: the case of ginger producers in southern and central Ethiopia

Tilore,

Shano,

Shirko

et al. 2024

Front. Sustain. Food Syst.

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“…The results presented in Table 5 show that the economic condition of clients after microfinance intervention has significantly improved economic conditions of clients (Bhatt & Tang, 2001;Dhungana, 2018b;Korth et al, 2012) such as microbusiness creation (Alhassan et al, 2022;Tahmasebi & Askaribezayeh, 2021), income level (Amarnani & Amarnani, 2015;Dhungana, 2018a;Kapila & Kalia, 2022), saving habits (Chomen, 2021;Aruna & Jyothirmayi, 2011), productive investment (Bhatt & Tang, 2001;Dhungana, 2015;Korth et al, 2012), consumption, and capital expenditures (Dhungana & Chapagain, 2019;Parwez & Patel, 2022;Raghunathan et al, 2022).…”

Section: Inferential Test On Perceived Impact Of Microfinance On Live...mentioning

confidence: 99%

Perceived Impact of Microfinance on Livelihood Improvement in Kaski District of Nepal

Dhungana

2023

Interdis. J. Innov. Res. Nep. Acad.

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This paper examines the perceived impact of microfinance on livelihood improvement in Kaski district of Nepal. The study is based on a primary survey limited to five MFIs working in rural parts of Kaski district. The impact of microfinance services on people's livelihoods was examined using a descriptive and explanatory research including paired sample t-test, and Wilcoxon signed-rank test The livelihood status of the clients has been measured in terms of economic (microbusiness creation, income level, saving habits, productive investment, consumption, and capital expenditures) and social condition (educational status, health status, women empowerment, and social networking) of the clients after microfinance intervention. The researcher randomly selected 150 clients involved in microfinance institutions for the last three or more years. Microfinance significantly affects the livelihood and raises standards of living. The study finds a significant impact of microfinance on the livelihood improvement of poor and marginalized people. Microfinance interventions have significantly improved clients' economic condition, including microbusiness creation, income level, saving habits, productive investment, consumption, and capital expenditures. The social conditions, particularly educational status, health status, women empowerment, and social networking of clients, have significantly improved. Microfinance can be useful for fostering economic growth and enhancing the lives of low-income people and communities, even though its efficacy is disputed. The regulatory authority should develop sound financial and social outreach efficiencies of microfinance institutions to ensure both the welfare of clients and the sustainability of micro institutions.

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Autonomy and Financial Performance in Informal Savings Associations

van Hemert,

D’Espallier,

Mersland

2024

The Journal of Development Studies

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Scale and Sustainability: The Impact of a Women’s Self-Help Group Program on Household Economic Well-Being in India

Cited by 7 publications

References 32 publications

Effect of credit constraint on yield: the case of ginger producers in southern and central Ethiopia

Effect of credit constraint on yield: the case of ginger producers in southern and central Ethiopia

Perceived Impact of Microfinance on Livelihood Improvement in Kaski District of Nepal

Autonomy and Financial Performance in Informal Savings Associations

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