Background: The increased use of diagnostic and therapeutic equipment and services increases the costs of the health system and insurance organizations. Evaluating the status of utilizing these services can provide a clear picture of the demand rate, responding process and methods of providing the relevant services. This study aimed to examine the status of using magnetic resonance imaging (MRI) services among the insured people by one of the insurance companies.Methods: This research was a descriptive and cross-sectional study. The studied statistical population included all insured persons covered by a private insurance company that had used the MRI services provided in hospitals and other diagnostic and treatment centers in 2018-2019. The data were analyzed using STATA and GIS statistical software.Results: In one contractual year, 22,738,215 medical expenses records have been filed in the entire country, out of which, 119,761 records (0.5% of all cases) were related to MRI services. The shares of the basic (main) insurer and supplemental insurance related to this service of the total MRI costs were estimated as 52,946,159,376 Rials (1,259,860.6077 USD) and 231,303,021,838 Rials (5,503,884.87252 USD), respectively. In the study, 102,024 people have used MRI at least once a year. The average cost of using MRI services at each time in the country was 2,373,470 Rials (56.47702 USD). The average number of referrals in the whole country was 0.07 times. The highest frequency of referrals was in Lorestan and Qom provinces, while Kerman and Sistan and Baluchestan provinces had the lowest frequency of referrals. The overall rate of utilization of MRI services in the country was estimated to be 6%.Conclusion: In general, the study results suggested a high rate of using MRI services in Iran, which can be due to the 100% coverage of costs by insurance companies and the increased access to health diagnostic and treatment services in the country.