Safety Risk Evaluation on Mobile Payment Based on Improved AHP Method

Abstract

Mobile payment is a very important service in this age of the Internet, but threats from a safety perspective are very serious. Based on the uniqueness of the mobile payment, establishes a hierarchy appraisal target system by improving the AHP method. To better determine the weight that affects the safety risk factors for mobile payment, it adopts a 3-scale method to replace the traditional 9-scale method in the construction of AHP judgment matrix and then compare it with the traditional 9-scale method. The comparison results demonstrate that the improved method does overcome the difficulty of the expert grasping the scale of judgment in the traditional analytic hierarchy process. The evaluation index structure and the adoption of improved AHP method can provide effective security risk assessment for mobile payment, can improve the efficiency and accuracy of mobile payment security risk assessment, and has strong practicality.