Rural women farmers’ assessment of credit oriented self-help groups in Delta State, Nigeria

Ofuoku, Albert Ukaro; Albert, Carol E.

doi:10.2298/jas1403329o

Cited by 3 publications

(3 citation statements)

References 10 publications

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“…Other expectations of members included training, catering for their needs, and provision of farm implements among others. The fact that the mean was low for the acquisition of agricultural information from farmers group contradicts the findings of Ofuoku and Albert (2014) who reported that one of the major reasons why women subscribe to groups was for information as it is very crucial to successful business transaction and farming activities. The least expectation of members for joining farmers group was to share ideas with each other and to pull resources together.…”

Section: Respondents' Expectations From Membership Of Farmer Groupsmentioning

confidence: 60%

Analysis of women participation in farmer group activities in Kwara State, Nigeria

Omotesho

Akinrinde

Komolafe

et al. 2019

Agricultura Tropica Et Subtropica

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The level of access of women to production resources can be enhanced through their active membership and participation in farmers’ associations. However, most farmer-groups in Nigeria are male-dominated. The study therefore analysed women farmers’ participation in farmer-group activities in Kwara State. Specifically, the study identified the expectations of women from group membership; determined their level of participation; identified constraints to participation; and investigated the determinants of participation. A two-stage random sampling technique was used to select 142 women farmers on which a structured interview schedule was administered. Descriptive statistics, Likert scale, and Ordinary Least Square (OLS) Regression Analysis were used to analyse and present the data collected. The results revealed that the mean age, years of experience and farm size of the respondents were 46.9 years, 22 years and 3.2 acres, respectively. Access to farm credit (57 %), self-help (49.4 %), and farm input (31.1 %) were the most important expectations from membership. The level of women participation was low (mean = 2.87) and determined by age, years of experience and farm size at P < 0.05. Financial constraints, poor sense of belonging, inappropriate timing of activities and socio-cultural discrimination were the most severe challenges to participation. The study concluded that women participation in farmer-group activities was low, influenced by their socio-economic characteristics. Therefore, we strongly recommend a multi-dimensional approach to enhance women’s participation in group activities.

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Section: Respondents' Expectations From Membership Of Farmer Groupsmentioning

confidence: 60%

Analysis of women participation in farmer group activities in Kwara State, Nigeria

Omotesho

Akinrinde

Komolafe

et al. 2019

Agricultura Tropica Et Subtropica

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“…This could be as a result of a high level of cooperative memberships among the farmers and the low interest rate charged by cooperative society compared with other informal sources of credit. Cooperative members harness their money through savings and use the accumulated savings to help members of the society financially with a little interest rate (Ofuoku and Albert, 2014). A similar result was reported by Edet et al.…”

Section: Resultsmentioning

confidence: 99%

Informal finance: its drivers and contributions to farm investment among rural farmers in Northcentral Nigeria

Falola

Mukaila

Abdulhamid

2022

AFR

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PurposeThe problem of inaccessibility of finance for farm investment is a common phenomenon among farmers, especially the rural dwellers. Thus, there is a need to know how the accessibility of informal finance can be increased to increase farm investment. Therefore, this study evaluates farmers’ access to informal finance and its contribution to farm investment among rural farmers in Northcentral Nigeria.Design/methodology/approachA three-stage random sampling technique was employed to select 160 farmers. Primary data collected were analysed with descriptive statistics and the Heckman selection model.FindingsThe study revealed that cooperative society is the major informal means of loan acquisition used by the farmers followed by Rotational Savings and Credit Associations (RoSCAs). Informal loans contributed to agricultural investment through the various operational activities involved in production. Factors influencing farmers’ access to informal loans were the age, farm size and income of the farmers. Interest charged, farmers' age, farming experience, household size, education and loan duration were the drivers of the amount borrowed from the informal financing sector.Practical implicationsThe findings of the study call for policies that will sustain informal financial institutions in developing economies, like Nigeria. Thus, the government through its regulatory agencies should assist informal finance providers with the necessary resources to achieve more goals. This is because the informal credit lenders help in bridging financial gaps created by formal financial institutions, such as commercial banks.Originality/valueUnlike the previous research studies, this study investigated the driving factors of the amount borrowed from informal finance and its use in farm investment.

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“…Dissemination of information about knowledge of buffalo farming through social media groups could be done to increase farmers' access to information. The development and support of farmer groups who could independently manage and distribute information were needed to develop farmer groups in rural areas Ofuoku and Albert (2014). The participatory approach of livestock groups increased access to information based on information and communication technology (Barakabitze et al, 2017).…”

Section: The Correlation Between Farmers' Accessibility Of Resources ...mentioning

confidence: 99%

Factors Affecting Buffaloes’ Farmers Commitment toward Accessibility of Resources in Pemalang District, Central Java, Indonesia

et al. 2023

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This study was aimed to measure the farmers' commitment, accessibility of resources (information, capital, and assistance), and the correlation between those variables. The research method used in the current study was the survey method. The location was purposively selected in Pemalang Regency, the regency with the largest buffalo population in Central Java Province. Three subdistricts (20%) with formal and informal farmers' groups were selected, and there were Taman, Pemalang, and Belik subdistricts. One Village was selected for each subdistrict. Respondents for informal groups were taken by census method. Respondents in formal groups were taken by random sampling, and the number of respondents followed the number of informal groups. There were 136 farmers selected as respondents. (69 from each formal and informal groups). The data were analyzed using the descriptive and rank Spearman correlation methods. The results showed that the farmers' commitment of formal group and informal group members was in the moderate and low categories respectively based on the percentage score interval scaling method. Resources accessibility of formal and informal members of the farmers' group was in the low to moderate category, but the member of formal groups was slightly better. There was a strong correlation between the accessibility of resources with the commitment in the formal groups, whereas in the informal groups there was a moderate to strong correlation between the accessibility of resources with the commitment of buffalo farmers. Based on the conclusion, this study recommend that the government should assist the informal farmer group to establish formal group with the result that would increase farmers accessibility toward information, support, and capital. That condition would increase farmers commitment to continue their buffalo farm business in Pemalang Regency.

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Rural women farmers’ assessment of credit oriented self-help groups in Delta State, Nigeria

Cited by 3 publications

References 10 publications

Analysis of women participation in farmer group activities in Kwara State, Nigeria

Analysis of women participation in farmer group activities in Kwara State, Nigeria

Informal finance: its drivers and contributions to farm investment among rural farmers in Northcentral Nigeria

Factors Affecting Buffaloes’ Farmers Commitment toward Accessibility of Resources in Pemalang District, Central Java, Indonesia

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