Route to financial sustainability: Implications in a mixed method framework

Abstract

Sustainability in the banking sector is considered as a metaphor for a well-built economy. Taking into account its several aspects, efficiency and financial performance always make a strong connection with the resilience and stability of this sector. In light of this notion, this paper finds out the core drivers of financial sustainability in a mixed-method framework. Employing both qualitative and quantitative methods, this paper reveals the key factors of efficiency and financial performance that reinforce the financial sustainability of banks. Rethinking the drivers of efficiency and performance that create a bridge with sustainability always provides an incentive to the regulatory authorities and policymakers to reconsider the paradigm of economic sustainability of the banking sector. This paper also contributes to the existing literature by illuminating the concept of financial sustainability and exploring how banks secure it through some strategic policies that ensure proper maneuvering of the factors responsible for efficiency and financial performance.