Rotating Credit Associations in Nepal:<i>Dhikuri</i>as Capital, Credit, Saving, and Investment

Chhetri, Ram B.

doi:10.17730/humo.54.4.f17uj648g43k3n75

Cited by 14 publications

(10 citation statements)

References 5 publications

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“…Lending Circles are based on a common, informal form of community lending known by a variety of names around the world: tanda (Mexico), partner (Jamaica), hui (China), kye (Korea), chilemba (Central and East Africa), esusu (West Africa), dhikuri (Nepal), and numerous others (Chhetri, 1995;Hevener, 2006). Collectively, these are known as rotating savings and credit associations (ROSCAs) and have existed in one form or another for hundreds, if not thousands, of years.…”

Section: Rotating Savings and Credit Associations (Rosca) -A Briementioning

confidence: 99%

Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Akana¹

2019

Discussion Papers (Federal Reserve Bank of Philadelphia)

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The Consumer Finance Institute hosted a workshop in February 2019 featuring José Quiñonez, chief executive officer, and Elena Fairley, programs director, of Mission Asset Fund (MAF) to discuss MAF's approach to helping its clients improve access to mainstream financial markets. MAF's signature program, Lending Circles, adapts a traditional community-based financial tool known as a rotating savings and credit association (ROSCA) to help establish or expand credit reports for participants who may not be able to do so through traditional means. Lending Circles have served more than 10,000 clients since 2007 and have expanded well beyond MAF's core constituency in the Mission District of San Francisco. Quiñonez and Fairley discussed MAF's approach to working with the communities it serves and shared the key successes and challenges that MAF has encountered. This paper provides an overview of the information shared in the workshop and additional research connecting Lending Circles to previous work on ROSCAs.

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Section: Rotating Savings and Credit Associations (Rosca) -A Briementioning

confidence: 99%

Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Akana¹

2019

Discussion Papers (Federal Reserve Bank of Philadelphia)

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“…It is one of the components of the Empowerment Approach adopted by various development agencies. Anthropologists and others (Bourdieu, 1987;Putman, 1993;Messerschmidt, 1978;Uphoff, 1996;Ramble, 1984;Ostrom, 1990Ostrom, 1992Chhetri, 1995;Rankin, 2002;Upreti, 2007) analyze the various forms of social capital as local level self-help associations. Rankin stresses the importance of social capital to community development and empowerment.…”

Section: Social Capitalmentioning

confidence: 99%

Theories and Practices of Development: An Anthropological Perspective

Pokharel¹

2014

Dhaulagiri

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Development is a contested ideology and concept. There is a long anthropological tradition that looks at development actions and events from different perspectives. Each perspective has its own explanation, methodology, epistemology, interest articulation, imagination and policy agenda. It seems that development policy and practice has been periodically regenerated and reformulated with new ideas and thinking. In recent years, anthropologists have increasingly been involved in the ethnographic study of development projects, such as strategies, policies, practices and organizations. Despite the growing number of development literatures in Nepal, few studies have examined interfaces between development projects and local politics. Broadly, there are two traditions of looking at the community development in Nepal. The first category of literature is basically concerned with social transformations through development intervention. The second type is more interpretive and focuses on discourse analysis. 1 This article is a revised version of a chapter of PhD dissertation which was submitted to Tribhuvan University in 2010.

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“…Such types of sharing or exchange of seeds/foods during crisis period commonly existed in other societies (Jacka, 2009) and very important among the traditional farming society, especially subsistence farming societies for their survival (Berkes and Jolly, 2001). And social networks for sharing tend to seem as adaptive or coping mechanism in terms of providing mutual support and minimizing risks (Chhetri, 1995;Messerchmidt, 1976) including climatic induced risks in the case of Kirtipur farmers.…”

Section: Responses To Climatic Uncertaintymentioning

confidence: 99%

Eyewitness Accounts on Climate Variability and the Responses: Perspectives from Farmers

Poudel

2012

Dhaulagiri

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Rotating Credit Associations in Nepal:Dhikurias Capital, Credit, Saving, and Investment

Cited by 14 publications

References 5 publications

Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Meet People Where They Are: Building Formal Credit Using Informal Financial Traditions

Theories and Practices of Development: An Anthropological Perspective

Eyewitness Accounts on Climate Variability and the Responses: Perspectives from Farmers

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