Role of microfinance institutions for developing women entrepreneurship – the case study of Kosovo

Shkodra, Jehona; Ymeri, Prespa; Ibishi, Lindita

doi:10.14254/2071-789x.2021/14-1/8

Cited by 16 publications

(11 citation statements)

References 16 publications

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“…Entrepreneurs are viewed as key contributors to economic growth because of their leadership, management, invention, research and development effectiveness, job creation, competitiveness, productivity, and the emergence of new industries (Asamani and Mensah, 2013;Akolgo et al, 2018;Mohammadali and Abdulkhaliq, 2019;Makhwedzha, 2019). Thus entrepreneurship has taken the centre of both professional and academic research (Ruiz-Palomino and Martínez-Cañas, 2021;Qin, 2021;Shkodra, et al, 2021;Vu and Nwachukwu, 2021;Dvorský et al, 2021;Zovko et al, The number of graduates from Ghana's higher education institutions is steadily rising. There has been an imbalance in the number of graduates compared to the number of jobs in the market, which has resulted in a large number of university graduates being unemployed (Amanamah, 2017;Ismail, et al, 2013).…”

Section: Introductionmentioning

confidence: 99%

The Role of Entrepreneurial Attitude and Opportunity Recognition on Entrepreneurial Intention of University Students

Ledi

Ameza-Xemalordzo

Owusu

2022

IJEK

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The study investigates the mediating role of entrepreneurial opportunity recognition on the relationship between entrepreneurial attitude and entrepreneurial intention among university students in Ghana. A structured questionnaire was administered to 500 university students in Ghana, and the data collected was analyzed using Amos. Structural equation modeling (SEM) was used to assess the hypothesized paths. The result indicated that entrepreneurial attitude had a substantial positive impact on both entrepreneurial intention and opportunity recognition among university students in Ghana. The result further indicated that entrepreneurial opportunity recognition positively affected university students' entrepreneurial intention. The study further illuminated that entrepreneurial opportunity recognition mediated the relationship between entrepreneurial attitude and entrepreneurial intention. This implies that an entrepreneurial attitude increases the chances of opportunity recognition and self-employment propensity in Ghana. The study suggests that students should cultivate an entrepreneurial mindset and develop a healthy attitude toward entrepreneurship, enhancing the chances of identifying and pursuing business opportunities. The study contributes to the literature by focusing on and highlighting innate attributes that can possibly contribute to self-employment propensity.

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Section: Introductionmentioning

confidence: 99%

The Role of Entrepreneurial Attitude and Opportunity Recognition on Entrepreneurial Intention of University Students

Ledi

Ameza-Xemalordzo

Owusu

2022

IJEK

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“…Further, (Shkodra et al, 2021 ) found that finances continue to be their most challenging despite the importance of developing women's businesses. Mauchi et al ( 2014 ) conclude that conflicts in the work–life interface, poor networking, educational and managerial skills, adequate training, low financing and capital-base, raw materials accessing, and costs, are the key challenges facing female entrepreneurs.…”

Section: Literature Review and Hypothesis Developmentmentioning

confidence: 99%

“…Furthermore, the extent to which MFIs have influenced the development of women's businesses in Kosovo will be understood from the recent empirical research conducted with 200 women entrepreneurs in Kosovo (Shkodra et al, 2021 ). The finding shows that MFI loans positively impacted the performance of women's businesses in terms of fixed assets, income, and household expenses.…”

Section: Literature Review and Hypothesis Developmentmentioning

confidence: 99%

“…According to Ferdousi (2015), the leading financial and management-related barriers to women for starting microenterprises are lack of capital, entrepreneurial, and management skills, respectively. Further, (Shkodra et al, 2021) found that finances continue to be their most challenging despite the importance of developing women's businesses. Mauchi et al (2014) conclude that conflicts in the work-life interface, poor networking, educational and managerial skills, adequate training, low financing and capital-base, raw materials accessing, and costs, are the key challenges facing female entrepreneurs.…”

Section: Empirical Literaturementioning

confidence: 99%

“…Khan et al (2018), on the empirical study conducted in Pakistan, discovered a significant improvement in the social and economic status of women entrepreneurs and concluded that the overall effect of rural microcredit was positive in empowering women entrepreneurs and fostering innovation in the study area. Furthermore, the extent to which MFIs have influenced the development of women's businesses in Kosovo will be understood from the recent empirical research conducted with 200 women entrepreneurs in Kosovo (Shkodra et al, 2021). The finding shows that MFI loans positively impacted the performance of women's businesses in terms of fixed assets, income, and household expenses.…”

Section: Microfinance Services and Women Entrepreneurship Developmentmentioning

confidence: 99%

See 2 more Smart Citations

The role of microfinance institutions on women’s entrepreneurship development

Abebe

Kegne

2023

J Innov Entrep

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This study investigates the role of microfinance services on women's entrepreneurship development in Assosa town. The study employed both descriptive and explanatory designs and a quantitative research approach. The study targeted 352 women clients of Assosa Woreda Microfinance Institution, and 165 samples were selected using a simple random sampling technique. The data were collected through a questionnaire and analyzed through the statistical package for social science (SPSS) 26 software. The findings from the descriptive mean analysis indicate that the microfinance institution financial and non-financial services offered were found unable to significantly empower disadvantaged and poor women by improving their livelihood and development of their business. The correlation result also indicated a positive and significant association between saving practice, access to credit, skill development training, and the development of women entrepreneurs. Finally, the regression result saving and the credit or loan services of the microfinance institution service have the most decisive influence on women's entrepreneurship development.

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Conventional or alternative financing to promote entrepreneurship? An analysis of female and male entrepreneurship in developed and developing countries

Coronel-Pangol,

Paule-Vianez,

Orden-Cruz

2023

Int Entrep Manag J

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Role of microfinance institutions for developing women entrepreneurship – the case study of Kosovo

Cited by 16 publications

References 16 publications

The Role of Entrepreneurial Attitude and Opportunity Recognition on Entrepreneurial Intention of University Students

The Role of Entrepreneurial Attitude and Opportunity Recognition on Entrepreneurial Intention of University Students

The role of microfinance institutions on women’s entrepreneurship development

Conventional or alternative financing to promote entrepreneurship? An analysis of female and male entrepreneurship in developed and developing countries

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